DR Bank

Darien, CT
IDRSSD: 3428258
Total Assets
$781.60M
Latest filing
Total Deposits
$639.34M
Latest filing
Net Interest Margin
5.20%
Profitability

Locations

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Main Office
DR Bank
1001 Post Rd
Darien, CT 06820
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/24/2006FDIC Certificate 444636

Branches (1)

Page 1 of 1
NameAddressCity / State
DR Bank (Main)1001 Post RdDarien, CT
ROWAYTON BRANCH138 Rowayton AveNorwalk, CT
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/24/2006
Community BankYes
Ownership TypeNot Mutual
ZIP06820
State and County Number09190
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number02
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameN/A

Operational Info

Number of Employees73
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/17/2024
Date of Deposit Insurance04/24/2006
Primary Insurance AgencyDIF
Websitewww.drbank.com
Data Updated11/14/2025
CERT58257
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$781.60M
Total Deposits$639.34M
Total Liabilities$707.40M
Total Equity Capital$74.20M
Net Income$3.70M
Net Loans and Leases$660.72M
Assets Per Employee ($Millions)$10.71M
Bank Premises and Fixed Assets$11.66M
Cash and Balances due from Depository Institutions$29.77M
Deposits Held in Domestic Offices$639.34M

Key Performance Ratios

Return on Assets (ROA)1.96%
Return on Equity (ROE)21.25%
Net Interest Margin5.2%
Efficiency Ratio56.38%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.17%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.493%
Earning Assets to total Assets92.94%

Income and Expense

Total Interest Income$15.36M
Total Noninterest Income$2.44M
Total Interest Expense$6.26M
Total Noninterest Expense$6.50M
Net Interest Income$9.10M
Pre-tax Net Operating Income$4.71M
Provision for Credit Losses$325.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$51.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$17.06M
Total Liabilities and Capital$781.60M

Securities

Securities$37.76M
Available-for-sale debt securities$37.76M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of DR Bank?
$781.60M as of the latest filing.
How much are DR Bank's total deposits?
$639.34M in total deposits.
Where is DR Bank located?
Darien, CT.
What is the Net Interest Margin?
5.20%.
How many domestic offices does it operate?
2.
When was it established?
04/24/2006.
What is the Return on Assets (ROA)?
1.96%.
How much are total loans and leases?
$660.72M (latest filing).
What is the total interest income (latest filing)?
$15.36M.