DR Bank
Darien, CT
IDRSSD: 3428258
Total Assets
$781.60M
Latest filing
Total Deposits
$639.34M
Latest filing
Net Interest Margin
5.20%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
DR Bank
1001 Post Rd
Darien, CT 06820
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/24/2006FDIC Certificate 444636
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| DR Bank (Main) | 1001 Post Rd | Darien, CT |
| ROWAYTON BRANCH | 138 Rowayton Ave | Norwalk, CT |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/24/2006 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 06820 |
| State and County Number | 09190 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 02 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 73 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 04/24/2006 |
| Primary Insurance Agency | DIF |
| Website | www.drbank.com |
| Data Updated | 11/14/2025 |
| CERT | 58257 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $781.60M |
| Total Deposits | $639.34M |
| Total Liabilities | $707.40M |
| Total Equity Capital | $74.20M |
| Net Income | $3.70M |
| Net Loans and Leases | $660.72M |
| Assets Per Employee ($Millions) | $10.71M |
| Bank Premises and Fixed Assets | $11.66M |
| Cash and Balances due from Depository Institutions | $29.77M |
| Deposits Held in Domestic Offices | $639.34M |
Key Performance Ratios
| Return on Assets (ROA) | 1.96% |
| Return on Equity (ROE) | 21.25% |
| Net Interest Margin | 5.2% |
| Efficiency Ratio | 56.38% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.17% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.493% |
| Earning Assets to total Assets | 92.94% |
Income and Expense
| Total Interest Income | $15.36M |
| Total Noninterest Income | $2.44M |
| Total Interest Expense | $6.26M |
| Total Noninterest Expense | $6.50M |
| Net Interest Income | $9.10M |
| Pre-tax Net Operating Income | $4.71M |
| Provision for Credit Losses | $325.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $51.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $17.06M |
| Total Liabilities and Capital | $781.60M |
Securities
| Securities | $37.76M |
| Available-for-sale debt securities | $37.76M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of DR Bank?
$781.60M as of the latest filing.
How much are DR Bank's total deposits?
$639.34M in total deposits.
Where is DR Bank located?
Darien, CT.
What is the Net Interest Margin?
5.20%.
How many domestic offices does it operate?
2.
When was it established?
04/24/2006.
What is the Return on Assets (ROA)?
1.96%.
How much are total loans and leases?
$660.72M (latest filing).
What is the total interest income (latest filing)?
$15.36M.