DR Bank

Darien, CT
IDRSSD: 3428258
Total Assets
$838.80M
Latest filing
Total Deposits
$702.54M
Latest filing
Net Interest Margin
5.54%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

2 routesView all
021114111DARIEN, CT021115288DARIEN, CT

Key People

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Locations

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Main Office
DR Bank
1001 Post Rd
Darien, CT 06820
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/24/2006FDIC Certificate 444636

Branches (1)

Page 1 of 1
NameAddressCity / State
DR Bank (Main)1001 Post RdDarien, CT
ROWAYTON BRANCH138 Rowayton AveNorwalk, CT
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/24/2006
Community BankYes
Ownership TypeNot Mutual
ZIP06820
State and County Number09190
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number02
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameN/A

Operational Info

Number of Employees73
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/17/2024
Date of Deposit Insurance04/24/2006
Primary Insurance AgencyDIF
Websitewww.drbank.com
Data Updated01/30/2026
CERT58257
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$838.80M
Total Deposits$702.54M
Total Liabilities$760.50M
Total Equity Capital$78.30M
Net Income$3.95M
Net Loans and Leases$692.97M
Assets Per Employee ($Millions)$10.62M
Bank Premises and Fixed Assets$11.50M
Cash and Balances due from Depository Institutions$57.11M
Deposits Held in Domestic Offices$702.54M

Key Performance Ratios

Return on Assets (ROA)1.95%
Return on Equity (ROE)20.71%
Net Interest Margin5.54%
Efficiency Ratio52.61%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.6%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.334%
Earning Assets to total Assets93.3%

Income and Expense

Total Interest Income$16.73M
Total Noninterest Income$2.69M
Total Interest Expense$6.28M
Total Noninterest Expense$6.92M
Net Interest Income$10.45M
Pre-tax Net Operating Income$5.02M
Provision for Credit Losses$1.21M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$39.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$18.96M
Total Liabilities and Capital$838.80M

Securities

Securities$37.64M
Available-for-sale debt securities$37.64M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of DR Bank?
$838.80M as of the latest filing.
How much are DR Bank's total deposits?
$702.54M in total deposits.
Where is DR Bank located?
Darien, CT.
What is the Net Interest Margin?
5.54%.
How many domestic offices does it operate?
2.
When was it established?
04/24/2006.
What is the Return on Assets (ROA)?
1.95%.
How much are total loans and leases?
$692.97M (latest filing).
What is the total interest income (latest filing)?
$16.73M.