The First Bank of Greenwich
Cos Cob, CT
IDRSSD: 3466988
Total Assets
$798.94M
Latest filing
Total Deposits
$655.57M
Latest filing
Net Interest Margin
3.11%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First Bank of Greenwich
444 E Putnam Ave
Cos Cob, CT 06807
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/20/2006FDIC Certificate 445891
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The First Bank of Greenwich (Main) | 444 E Putnam Ave | Cos Cob, CT |
| STAMFORD BRANCH | 900 Summer St | Stamford, CT |
| WESTCHESTER BRANCH | 500 Westchester Ave | Port Chester, NY |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/20/2006 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 06807 |
| State and County Number | 09190 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 56 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 12/20/2006 |
| Primary Insurance Agency | DIF |
| Website | http://www.greenwichfirst.com |
| Data Updated | 11/14/2025 |
| CERT | 58307 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $798.94M |
| Total Deposits | $655.57M |
| Total Liabilities | $727.06M |
| Total Equity Capital | $71.88M |
| Net Income | $1.64M |
| Net Loans and Leases | $707.17M |
| Assets Per Employee ($Millions) | $14.8M |
| Bank Premises and Fixed Assets | $2.69M |
| Cash and Balances due from Depository Institutions | $49.54M |
| Deposits Held in Domestic Offices | $655.57M |
Key Performance Ratios
| Return on Assets (ROA) | 0.82% |
| Return on Equity (ROE) | 9.23% |
| Net Interest Margin | 3.11% |
| Efficiency Ratio | 64.97% |
| Tier 1 Risk-Based Capital Ratio | 10.873% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.997% |
| Earning Assets to total Assets | 95.59% |
Income and Expense
| Total Interest Income | $10.84M |
| Total Noninterest Income | $305.00k |
| Total Interest Expense | $4.89M |
| Total Noninterest Expense | $4.06M |
| Net Interest Income | $5.95M |
| Pre-tax Net Operating Income | $2.06M |
| Provision for Credit Losses | $130.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $65.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.49M |
| Total Liabilities and Capital | $798.94M |
Securities
| Securities | $10.51M |
| Available-for-sale debt securities | $5.59M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $5.00M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First Bank of Greenwich?
$798.94M as of the latest filing.
How much are The First Bank of Greenwich's total deposits?
$655.57M in total deposits.
Where is The First Bank of Greenwich located?
Cos Cob, CT.
What is the Net Interest Margin?
3.11%.
How many domestic offices does it operate?
3.
When was it established?
12/20/2006.
What is the Return on Assets (ROA)?
0.82%.
How much are total loans and leases?
$707.17M (latest filing).
What is the total interest income (latest filing)?
$10.84M.