Newtown Savings Bank
Newtown, CT
IDRSSD: 507509
Total Assets
$1.89B
Latest filing
Total Deposits
$1.61B
Latest filing
Net Interest Margin
3.36%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Newtown Savings Bank
39 Main St
Newtown, CT 06470
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/01/1855FDIC Certificate 12119
Branches (18)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Newtown Savings Bank (Main) | 39 Main St | Newtown, CT |
| BETHEL BRANCH | 211 Greenwood Ave | Bethel, CT |
| SOUTHBURY BRANCH | 685 Main St S | Southbury, CT |
| WOODBURY BRANCH | 238 Main St S | Woodbury, CT |
| STONY HILL ROAD BRANCH | 66 Stony Hill Rd | Bethel, CT |
| CENTURY PLAZA SHPG. CENTER BRANCH | 535 Monroe Tpke | Monroe, CT |
| TRUMBULL BRANCH | 926 White Plains Rd | Trumbull, CT |
| NSB MOBILE BRANCH | 39 Main St | Newtown, CT |
Showing 7 of 18
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 10/01/1855 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 06470 |
| State and County Number | 09190 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 239 |
| Domestic Offices | 19 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 07/01/1960 |
| Primary Insurance Agency | DIF |
| Website | www.nsbonline.com |
| Data Updated | 11/14/2025 |
| CERT | 18199 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.89B |
| Total Deposits | $1.61B |
| Total Liabilities | $1.74B |
| Total Equity Capital | $155.95M |
| Net Income | $4.38M |
| Net Loans and Leases | $1.49B |
| Assets Per Employee ($Millions) | $7.92M |
| Bank Premises and Fixed Assets | $28.83M |
| Cash and Balances due from Depository Institutions | $109.87M |
| Deposits Held in Domestic Offices | $1.61B |
Key Performance Ratios
| Return on Assets (ROA) | 0.94% |
| Return on Equity (ROE) | 11.45% |
| Net Interest Margin | 3.36% |
| Efficiency Ratio | 66.68% |
| Tier 1 Risk-Based Capital Ratio | 13.953% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.235% |
| Earning Assets to total Assets | 94.87% |
Income and Expense
| Total Interest Income | $23.04M |
| Total Noninterest Income | $3.36M |
| Total Interest Expense | $8.21M |
| Total Noninterest Expense | $12.13M |
| Net Interest Income | $14.83M |
| Pre-tax Net Operating Income | $5.42M |
| Provision for Credit Losses | $643.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $91.10M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $36.31M |
| Total Liabilities and Capital | $1.89B |
Securities
| Securities | $205.52M |
| Available-for-sale debt securities | $191.74M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $7.50M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Newtown Savings Bank?
$1.89B as of the latest filing.
How much are Newtown Savings Bank's total deposits?
$1.61B in total deposits.
Where is Newtown Savings Bank located?
Newtown, CT.
What is the Net Interest Margin?
3.36%.
How many domestic offices does it operate?
19.
When was it established?
10/01/1855.
What is the Return on Assets (ROA)?
0.94%.
How much are total loans and leases?
$1.49B (latest filing).
What is the total interest income (latest filing)?
$23.04M.