Thomaston Savings Bank
Thomaston, CT
IDRSSD: 120609
Total Assets
$1.86B
Latest filing
Total Deposits
$1.62B
Latest filing
Net Interest Margin
3.21%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Thomaston Savings Bank
203 Main St
Thomaston, CT 06787
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/01/1874FDIC Certificate 12174
Branches (15)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Thomaston Savings Bank (Main) | 203 Main St | Thomaston, CT |
| TERRYVILLE BRANCH | 203 Main St | Terryville, CT |
| WATERTOWN BRANCH | 565 Main St | Watertown, CT |
| HARWINTON BRANCH | 160 Litchfield Rd | Harwinton, CT |
| BETHLEHEM BRANCH | 73 Main St S | Bethlehem, CT |
| SOUTH MAIN STREET BRANCH | 508 S Main St | Thomaston, CT |
| WATERBURY BRANCH | 985 Watertown Ave | Waterbury, CT |
| MIDDLEBURY BRANCH | 1655 Straits Tpke | Middlebury, CT |
Showing 7 of 15
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 10/01/1874 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 06787 |
| State and County Number | 09140 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 237 |
| Domestic Offices | 16 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 07/01/1960 |
| Primary Insurance Agency | DIF |
| Website | www.thomastonsavingsbank.com |
| Data Updated | 11/14/2025 |
| CERT | 18258 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.86B |
| Total Deposits | $1.62B |
| Total Liabilities | $1.70B |
| Total Equity Capital | $164.64M |
| Net Income | $3.53M |
| Net Loans and Leases | $1.36B |
| Assets Per Employee ($Millions) | $8.17M |
| Bank Premises and Fixed Assets | $25.80M |
| Cash and Balances due from Depository Institutions | $43.57M |
| Deposits Held in Domestic Offices | $1.62B |
Key Performance Ratios
| Return on Assets (ROA) | 0.76% |
| Return on Equity (ROE) | 8.93% |
| Net Interest Margin | 3.21% |
| Efficiency Ratio | 72.38% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.837% |
| Earning Assets to total Assets | 92.95% |
Income and Expense
| Total Interest Income | $21.47M |
| Total Noninterest Income | $2.74M |
| Total Interest Expense | $7.58M |
| Total Noninterest Expense | $12.04M |
| Net Interest Income | $13.89M |
| Pre-tax Net Operating Income | $4.29M |
| Provision for Credit Losses | $300.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $393.00k |
| Other borrowed funds | $59.08M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $19.06M |
| Total Liabilities and Capital | $1.86B |
Securities
| Securities | $348.64M |
| Available-for-sale debt securities | $346.79M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Thomaston Savings Bank?
$1.86B as of the latest filing.
How much are Thomaston Savings Bank's total deposits?
$1.62B in total deposits.
Where is Thomaston Savings Bank located?
Thomaston, CT.
What is the Net Interest Margin?
3.21%.
How many domestic offices does it operate?
16.
When was it established?
10/01/1874.
What is the Return on Assets (ROA)?
0.76%.
How much are total loans and leases?
$1.36B (latest filing).
What is the total interest income (latest filing)?
$21.47M.