The Torrington Savings Bank
Torrington, CT
IDRSSD: 65205
Total Assets
$1.01B
Latest filing
Total Deposits
$808.07M
Latest filing
Net Interest Margin
3.10%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
211174165TORRINGTON, CT
Key People
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Locations
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Main Office
The Torrington Savings Bank
129 Main St
Torrington, CT 06790
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/15/1868FDIC Certificate 10776
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| The Torrington Savings Bank (Main) | 129 Main St | Torrington, CT |
| FALLS VILLAGE BRANCH | 10 Route 126 | Falls Village, CT |
| NORTH END BRANCH | 635 Main St | Torrington, CT |
| BURLINGTON BRANCH | 258 Spielman Hwy | Burlington, CT |
| GOSHEN BRANCH | 55 Sharon Tpke | Goshen, CT |
| DIBBLE STREET BRANCH | 235 Dibble St | Torrington, CT |
| MASON STREET BRANCH | 30 Mason St | Torrington, CT |
| NEW HARTFORD BRANCH | 518 Main St | New Hartford, CT |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 08/15/1868 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 06790 |
| State and County Number | 09160 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 01 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 129 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 10/22/1947 |
| Primary Insurance Agency | DIF |
| Website | www.torringtonsavings.bank |
| Data Updated | 01/30/2026 |
| CERT | 16636 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.01B |
| Total Deposits | $808.07M |
| Total Liabilities | $833.21M |
| Total Equity Capital | $180.64M |
| Net Income | $1.43M |
| Net Loans and Leases | $773.94M |
| Assets Per Employee ($Millions) | $7.92M |
| Bank Premises and Fixed Assets | $10.81M |
| Cash and Balances due from Depository Institutions | $65.62M |
| Deposits Held in Domestic Offices | $808.07M |
Key Performance Ratios
| Return on Assets (ROA) | 0.57% |
| Return on Equity (ROE) | 3.18% |
| Net Interest Margin | 3.1% |
| Efficiency Ratio | 78.92% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 17.817% |
| Earning Assets to total Assets | 92.3% |
Income and Expense
| Total Interest Income | $11.06M |
| Total Noninterest Income | $1.75M |
| Total Interest Expense | $3.93M |
| Total Noninterest Expense | $7.01M |
| Net Interest Income | $7.13M |
| Pre-tax Net Operating Income | $1.72M |
| Provision for Credit Losses | $151.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $16.10M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $9.04M |
| Total Liabilities and Capital | $1.01B |
Securities
| Securities | $103.56M |
| Available-for-sale debt securities | $103.11M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Torrington Savings Bank?
$1.01B as of the latest filing.
How much are The Torrington Savings Bank's total deposits?
$808.07M in total deposits.
Where is The Torrington Savings Bank located?
Torrington, CT.
What is the Net Interest Margin?
3.10%.
How many domestic offices does it operate?
10.
When was it established?
08/15/1868.
What is the Return on Assets (ROA)?
0.57%.
How much are total loans and leases?
$773.94M (latest filing).
What is the total interest income (latest filing)?
$11.06M.