Windsor Federal Bank

Windsor, CT
IDRSSD: 92676
Total Assets
$853.30M
Latest filing
Total Deposits
$708.81M
Latest filing
Net Interest Margin
3.53%
Profitability

Locations

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Main Office
Windsor Federal Bank
270 Broad St
Windsor, CT 06095
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1935FDIC Certificate 42466

Branches (10)

Page 1 of 2
NameAddressCity / State
Windsor Federal Bank (Main)270 Broad StWindsor, CT
BLOOMFIELD BRANCH54 Jerome AveBloomfield, CT
321 WINDSOR AVE BRANCH321 Windsor AveWindsor, CT
21 HARTFORD AVE BRANCH21 Hartford AveGranby, CT
NORTH CENTRAL SQUARE BRANCH695 Poquonock AveWindsor, CT
WINDSOR HIGH SCHOOL BRANCH50 Sage Park RdWindsor, CT
EAST WINDSOR BRANCH1 Shoham RdEast Windsor, CT
BLOOMFIELD HIGH SCHOOL BRANCH5 Huckleberry LnBloomfield, CT
Showing 7 of 10

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassN/A
Primary RegulatorOCC
Established Date01/01/1935
Community BankYes
Ownership TypeNot Mutual
ZIP06095
State and County Number09110
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number01
Numeric code37
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameN/A

Operational Info

Number of Employees112
Domestic Offices11
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/17/2024
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.windsorfederal.com
Data Updated11/14/2025
CERT29632
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$853.30M
Total Deposits$708.81M
Total Liabilities$776.09M
Total Equity Capital$77.21M
Net Income$929.00k
Net Loans and Leases$658.01M
Assets Per Employee ($Millions)$7.76M
Bank Premises and Fixed Assets$17.98M
Cash and Balances due from Depository Institutions$13.12M
Deposits Held in Domestic Offices$708.81M

Key Performance Ratios

Return on Assets (ROA)0.44%
Return on Equity (ROE)4.91%
Net Interest Margin3.53%
Efficiency Ratio76.3%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.35%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.048%
Earning Assets to total Assets92.85%

Income and Expense

Total Interest Income$9.57M
Total Noninterest Income$943.00k
Total Interest Expense$2.63M
Total Noninterest Expense$6.01M
Net Interest Income$6.94M
Pre-tax Net Operating Income$1.12M
Provision for Credit Losses$751.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$51.85M
Federal Funds Sold & Reverse Repurchase Agreement$110.00k
Federal Funds Purchased and Repurchased Agreement$5.16M
All Other Liabilities$10.28M
Total Liabilities and Capital$853.30M

Securities

Securities$130.61M
Available-for-sale debt securities$130.56M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Windsor Federal Bank?
$853.30M as of the latest filing.
How much are Windsor Federal Bank's total deposits?
$708.81M in total deposits.
Where is Windsor Federal Bank located?
Windsor, CT.
What is the Net Interest Margin?
3.53%.
How many domestic offices does it operate?
11.
When was it established?
01/01/1935.
What is the Return on Assets (ROA)?
0.44%.
How much are total loans and leases?
$658.01M (latest filing).
What is the total interest income (latest filing)?
$9.57M.