Northwest Community Bank
Winsted, CT
IDRSSD: 545604
Total Assets
$1.18B
Latest filing
Total Deposits
$1.03B
Latest filing
Net Interest Margin
3.01%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Northwest Community Bank
86 Main St
Winsted, CT 06098
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/15/1875FDIC Certificate 12146
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Northwest Community Bank (Main) | 86 Main St | Winsted, CT |
| LITCHFIELD BRANCH | 294 West St | Litchfield, CT |
| COLLINSVILLE BRANCH | 136 Main St | Collinsville, CT |
| SALISBURY BRANCH | 326 Main St | Lakeville, CT |
| TORRINGTON BUS. BANKING CTR. BRANCH | 1320 E Main St | Torrington, CT |
| CANTON BRANCH | 277 Albany Tpke | Collinsville, CT |
| AVON BRANCH | 101 Simsbury Rd | Avon, CT |
| NEW HARTFORD BRANCH | 141b Main St | New Hartford, CT |
Showing 7 of 14
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 07/15/1875 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 06098 |
| State and County Number | 09160 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 158 |
| Domestic Offices | 15 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 07/01/1960 |
| Primary Insurance Agency | DIF |
| Website | www.nwcommunitybank.com |
| Data Updated | 11/14/2025 |
| CERT | 18229 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.18B |
| Total Deposits | $1.03B |
| Total Liabilities | $1.10B |
| Total Equity Capital | $80.75M |
| Net Income | $1.39M |
| Net Loans and Leases | $953.68M |
| Assets Per Employee ($Millions) | $7.32M |
| Bank Premises and Fixed Assets | $8.87M |
| Cash and Balances due from Depository Institutions | $15.08M |
| Deposits Held in Domestic Offices | $1.03B |
Key Performance Ratios
| Return on Assets (ROA) | 0.48% |
| Return on Equity (ROE) | 7.04% |
| Net Interest Margin | 3.01% |
| Efficiency Ratio | 81.95% |
| Tier 1 Risk-Based Capital Ratio | 12.44% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.848% |
| Earning Assets to total Assets | 94.81% |
Income and Expense
| Total Interest Income | $13.36M |
| Total Noninterest Income | $1.00M |
| Total Interest Expense | $5.05M |
| Total Noninterest Expense | $7.64M |
| Net Interest Income | $8.32M |
| Pre-tax Net Operating Income | $1.68M |
| Provision for Credit Losses | $7.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $53.15M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $57.00k |
| All Other Liabilities | $10.38M |
| Total Liabilities and Capital | $1.18B |
Securities
| Securities | $158.22M |
| Available-for-sale debt securities | $157.12M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Northwest Community Bank?
$1.18B as of the latest filing.
How much are Northwest Community Bank's total deposits?
$1.03B in total deposits.
Where is Northwest Community Bank located?
Winsted, CT.
What is the Net Interest Margin?
3.01%.
How many domestic offices does it operate?
15.
When was it established?
07/15/1875.
What is the Return on Assets (ROA)?
0.48%.
How much are total loans and leases?
$953.68M (latest filing).
What is the total interest income (latest filing)?
$13.36M.