Union Savings Bank
Danbury, CT
IDRSSD: 443205
Total Assets
$3.24B
Latest filing
Total Deposits
$2.35B
Latest filing
Net Interest Margin
3.01%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Union Savings Bank
226 Main St
Danbury, CT 06810
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/01/1866FDIC Certificate 12110
Branches (25)
Page 1 of 4| Name | Address | City / State |
|---|---|---|
| Union Savings Bank (Main) | 226 Main St | Danbury, CT |
| LITCHFIELD BRANCH | 13 North St | Litchfield, CT |
| KENT BRANCH | 15 Kent Green Blvd | Kent, CT |
| NEW MILFORD I BRANCH | 169 Danbury Rd | New Milford, CT |
| MARBLE DALE | 253 New Milford Tpke | New Preston Marble Dale, CT |
| WASHINGTON DEPOT BRANCH | 7 Bryan Plaza | Washington Depot, CT |
| ROXBURY BRANCH | 26 North St | Roxbury, CT |
| GOSHEN BRANCH | 4 Sharon Tpke | Goshen, CT |
Showing 7 of 25
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 07/01/1866 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 06810 |
| State and County Number | 09190 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 02 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 364 |
| Domestic Offices | 26 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 07/01/1960 |
| Primary Insurance Agency | DIF |
| Website | https://www.unionsavings.com |
| Data Updated | 11/14/2025 |
| CERT | 18190 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.24B |
| Total Deposits | $2.35B |
| Total Liabilities | $2.93B |
| Total Equity Capital | $303.71M |
| Net Income | $5.50M |
| Net Loans and Leases | $2.26B |
| Assets Per Employee ($Millions) | $8.87M |
| Bank Premises and Fixed Assets | $36.82M |
| Cash and Balances due from Depository Institutions | $147.73M |
| Deposits Held in Domestic Offices | $2.35B |
Key Performance Ratios
| Return on Assets (ROA) | 0.69% |
| Return on Equity (ROE) | 7.38% |
| Net Interest Margin | 3.01% |
| Efficiency Ratio | 73.23% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.379% |
| Earning Assets to total Assets | 91.59% |
Income and Expense
| Total Interest Income | $34.43M |
| Total Noninterest Income | $5.02M |
| Total Interest Expense | $12.38M |
| Total Noninterest Expense | $19.82M |
| Net Interest Income | $22.04M |
| Pre-tax Net Operating Income | $6.82M |
| Provision for Credit Losses | $425.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $177.33M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $342.95M |
| All Other Liabilities | $59.12M |
| Total Liabilities and Capital | $3.24B |
Securities
| Securities | $589.27M |
| Available-for-sale debt securities | $583.43M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $5.84M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Union Savings Bank?
$3.24B as of the latest filing.
How much are Union Savings Bank's total deposits?
$2.35B in total deposits.
Where is Union Savings Bank located?
Danbury, CT.
What is the Net Interest Margin?
3.01%.
How many domestic offices does it operate?
26.
When was it established?
07/01/1866.
What is the Return on Assets (ROA)?
0.69%.
How much are total loans and leases?
$2.26B (latest filing).
What is the total interest income (latest filing)?
$34.43M.