First County Bank
Stamford, CT
IDRSSD: 958204
Total Assets
$2.24B
Latest filing
Total Deposits
$1.74B
Latest filing
Net Interest Margin
2.17%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First County Bank
117 Prospect St
Stamford, CT 06901
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/20/1851FDIC Certificate 12124
Branches (13)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| First County Bank (Main) | 117 Prospect St | Stamford, CT |
| DARIEN BRANCH | 1006 Post Rd | Darien, CT |
| GREENWICH BRANCH | 59 Mason St | Greenwich, CT |
| NORTH STAMFORD BRANCH | 1042 High Ridge Rd | Stamford, CT |
| SUMMER STREET BRANCH | 2950 Summer St | Stamford, CT |
| SPRINGDALE BRANCH | 1110 Hope St | Stamford, CT |
| NEW CANAAN BRANCH | 95 Park St | New Canaan, CT |
| WESTPORT BRANCH | 1135 Post Rd E | Westport, CT |
Showing 7 of 13
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 06/20/1851 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 06901 |
| State and County Number | 09190 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 02 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 199 |
| Domestic Offices | 14 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 07/01/1960 |
| Primary Insurance Agency | DIF |
| Website | www.firstcountybank.com |
| Data Updated | 11/14/2025 |
| CERT | 18204 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.24B |
| Total Deposits | $1.74B |
| Total Liabilities | $2.06B |
| Total Equity Capital | $178.21M |
| Net Income | $1.57M |
| Net Loans and Leases | $1.68B |
| Assets Per Employee ($Millions) | $11.68M |
| Bank Premises and Fixed Assets | $26.56M |
| Cash and Balances due from Depository Institutions | $103.87M |
| Deposits Held in Domestic Offices | $1.74B |
Key Performance Ratios
| Return on Assets (ROA) | 0.28% |
| Return on Equity (ROE) | 3.56% |
| Net Interest Margin | 2.17% |
| Efficiency Ratio | 87.78% |
| Tier 1 Risk-Based Capital Ratio | 13.522% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.949% |
| Earning Assets to total Assets | 92.79% |
Income and Expense
| Total Interest Income | $24.46M |
| Total Noninterest Income | $2.40M |
| Total Interest Expense | $13.24M |
| Total Noninterest Expense | $11.96M |
| Net Interest Income | $11.23M |
| Pre-tax Net Operating Income | $1.87M |
| Provision for Credit Losses | $-206,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $271.19M |
| Federal Funds Sold & Reverse Repurchase Agreement | $13.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $53.29M |
| Total Liabilities and Capital | $2.24B |
Securities
| Securities | $305.00M |
| Available-for-sale debt securities | $3.80M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $299.44M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First County Bank?
$2.24B as of the latest filing.
How much are First County Bank's total deposits?
$1.74B in total deposits.
Where is First County Bank located?
Stamford, CT.
What is the Net Interest Margin?
2.17%.
How many domestic offices does it operate?
14.
When was it established?
06/20/1851.
What is the Return on Assets (ROA)?
0.28%.
How much are total loans and leases?
$1.68B (latest filing).
What is the total interest income (latest filing)?
$24.46M.