Malaga Bank F.S.B.

Palos Verdes Peninsula, CA
IDRSSD: 773470
Total Assets
$1.43B
Latest filing
Total Deposits
$938.87M
Latest filing
Net Interest Margin
3.27%
Profitability

Key People

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Locations

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Main Office
Malaga Bank F.S.B.
2514 Via Tejon
Palos Verdes Peninsula, CA 90274
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/08/1985FDIC Certificate 45116

Branches (4)

Page 1 of 1
NameAddressCity / State
Malaga Bank F.S.B. (Main)2514 Via TejonPalos Verdes Peninsula, CA
ROLLING HILLS ESTATES BRANCH27450 Hawthorne BlvdRolling Hills Estates, CA
SAN PEDRO BRANCH1460 W 25th StSan Pedro, CA
TORRANCE BRANCH25700 Crenshaw BlvdTorrance, CA
TORRANCE SKYPARK BRANCH23670 Hawthorne Blvd Ste 101aTorrance, CA
Showing 4 of 4

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassFederal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS
Primary RegulatorOCC
Established Date03/08/1985
Community BankYes
Ownership TypeNot Mutual
ZIP90274
State and County Number06037
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code33
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameLos Angeles-Long Beach-Anaheim, CA

Operational Info

Number of Employees72
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/18/2023
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.malagabank.com
Data Updated01/30/2026
CERT32282
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.43B
Total Deposits$938.87M
Total Liabilities$1.20B
Total Equity Capital$235.00M
Net Income$5.33M
Net Loans and Leases$1.24B
Assets Per Employee ($Millions)$19.65M
Bank Premises and Fixed Assets$16.73M
Cash and Balances due from Depository Institutions$164.97M
Deposits Held in Domestic Offices$938.87M

Key Performance Ratios

Return on Assets (ROA)1.49%
Return on Equity (ROE)9.13%
Net Interest Margin3.27%
Efficiency Ratio34.99%
Tier 1 Risk-Based Capital Ratio28.912%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.03%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets16.384%
Earning Assets to total Assets97.69%

Income and Expense

Total Interest Income$17.53M
Total Noninterest Income$242.00k
Total Interest Expense$6.09M
Total Noninterest Expense$4.09M
Net Interest Income$11.44M
Pre-tax Net Operating Income$7.50M
Provision for Credit Losses$100.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$250.00M
Federal Funds Sold & Reverse Repurchase Agreement$34.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$10.44M
Total Liabilities and Capital$1.43B

Securities

Securities$0
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Malaga Bank F.S.B.?
$1.43B as of the latest filing.
How much are Malaga Bank F.S.B.'s total deposits?
$938.87M in total deposits.
Where is Malaga Bank F.S.B. located?
Palos Verdes Peninsula, CA.
What is the Net Interest Margin?
3.27%.
How many domestic offices does it operate?
5.
When was it established?
03/08/1985.
What is the Return on Assets (ROA)?
1.49%.
How much are total loans and leases?
$1.24B (latest filing).
What is the total interest income (latest filing)?
$17.53M.