Savings Bank of Mendocino County
Ukiah, CA
IDRSSD: 146663
Total Assets
$1.34B
Latest filing
Total Deposits
$1.03B
Latest filing
Net Interest Margin
3.66%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Savings Bank of Mendocino County
200 N School St
Ukiah, CA 95482
Full Service - Brick and Mortar
Updated 04/10/2026Established 11/28/1903FDIC Certificate 5095
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Savings Bank of Mendocino County (Main) | 200 N School St | Ukiah, CA |
| HOPLAND BRANCH | 13411 S Highway 101 | Hopland, CA |
| SOUTH UKIAH BRANCH | 1100 Airport Rd | Ukiah, CA |
| FORT BRAGG BRANCH | 490 S Franklin St | Fort Bragg, CA |
| REDWOOD VALLEY BRANCH | 8431 East Rd | Redwood Valley, CA |
| MENDOCINO BRANCH | 10500 Lansing St | Mendocino, CA |
| LAYTONVILLE BRANCH | 44920 Highway 101 | Laytonville, CA |
| LAKEPORT BRANCH | 290 S Main St | Lakeport, CA |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/28/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 95482 |
| State and County Number | 06045 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Ukiah, CA |
Operational Info
| Number of Employees | 166 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.SAVINGSBANK.COM |
| Data Updated | 04/10/2026 |
| CERT | 8011 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.34B |
| Total Deposits | $1.03B |
| Total Liabilities | $1.16B |
| Total Equity Capital | $182.38M |
| Net Income | $3.76M |
| Net Loans and Leases | $734.97M |
| Assets Per Employee ($Millions) | $8.09M |
| Bank Premises and Fixed Assets | $12.49M |
| Cash and Balances due from Depository Institutions | $58.77M |
| Deposits Held in Domestic Offices | $1.03B |
Key Performance Ratios
| Return on Assets (ROA) | 1.12% |
| Return on Equity (ROE) | 8.41% |
| Net Interest Margin | 3.66% |
| Efficiency Ratio | 72.11% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.584% |
| Earning Assets to total Assets | 92.21% |
Income and Expense
| Total Interest Income | $14.68M |
| Total Noninterest Income | $1.00M |
| Total Interest Expense | $3.28M |
| Total Noninterest Expense | $8.95M |
| Net Interest Income | $11.40M |
| Pre-tax Net Operating Income | $3.46M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $125.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.62M |
| Total Liabilities and Capital | $1.34B |
Securities
| Securities | $454.39M |
| Available-for-sale debt securities | $454.04M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Savings Bank of Mendocino County?
$1.34B as of the latest filing.
How much are Savings Bank of Mendocino County's total deposits?
$1.03B in total deposits.
Where is Savings Bank of Mendocino County located?
Ukiah, CA.
What is the Net Interest Margin?
3.66%.
How many domestic offices does it operate?
9.
When was it established?
11/28/1903.
What is the Return on Assets (ROA)?
1.12%.
How much are total loans and leases?
$734.97M (latest filing).
What is the total interest income (latest filing)?
$14.68M.