FFB Bank
Fresno, CA
IDRSSD: 3398623
Total Assets
$1.51B
Latest filing
Total Deposits
$1.26B
Latest filing
Net Interest Margin
5.39%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
FFB Bank
7690 N Palm Ave
Fresno, CA 93711
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/23/2005FDIC Certificate 439445
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| FFB Bank (Main) | 7690 N Palm Ave | Fresno, CA | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/23/2005 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 93711 |
| State and County Number | 06019 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Fresno, CA |
Operational Info
| Number of Employees | 181 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 03/13/2023 |
| Date of Deposit Insurance | 12/23/2005 |
| Primary Insurance Agency | DIF |
| Website | www.FFB.bank |
| Data Updated | 11/14/2025 |
| CERT | 58090 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.51B |
| Total Deposits | $1.26B |
| Total Liabilities | $1.29B |
| Total Equity Capital | $214.93M |
| Net Income | $6.61M |
| Net Loans and Leases | $1.13B |
| Assets Per Employee ($Millions) | $8.38M |
| Bank Premises and Fixed Assets | $346.00k |
| Cash and Balances due from Depository Institutions | $59.78M |
| Deposits Held in Domestic Offices | $1.26B |
Key Performance Ratios
| Return on Assets (ROA) | 1.77% |
| Return on Equity (ROE) | 12.6% |
| Net Interest Margin | 5.39% |
| Efficiency Ratio | 59.32% |
| Tier 1 Risk-Based Capital Ratio | 19.691% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.25% |
| Earning Assets to total Assets | 92.58% |
Income and Expense
| Total Interest Income | $22.03M |
| Total Noninterest Income | $5.44M |
| Total Interest Expense | $3.52M |
| Total Noninterest Expense | $14.21M |
| Net Interest Income | $18.51M |
| Pre-tax Net Operating Income | $9.05M |
| Provision for Credit Losses | $688.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $978.00k |
| Other borrowed funds | $7.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $26.84M |
| Total Liabilities and Capital | $1.51B |
Securities
| Securities | $248.28M |
| Available-for-sale debt securities | $247.63M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $650.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of FFB Bank?
$1.51B as of the latest filing.
How much are FFB Bank's total deposits?
$1.26B in total deposits.
Where is FFB Bank located?
Fresno, CA.
What is the Net Interest Margin?
5.39%.
How many domestic offices does it operate?
1.
When was it established?
12/23/2005.
What is the Return on Assets (ROA)?
1.77%.
How much are total loans and leases?
$1.13B (latest filing).
What is the total interest income (latest filing)?
$22.03M.