FFB Bank
Fresno, CA
IDRSSD: 3398623
Total Assets
$1.58B
Latest filing
Total Deposits
$1.34B
Latest filing
Net Interest Margin
5.17%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
3 routesView all→
121144146FRESNO, CA121145365FRESNO, CA121145417FRESNO, CA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
FFB Bank
7690 N Palm Ave
Fresno, CA 93711
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/23/2005FDIC Certificate 439445
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| FFB Bank (Main) | 7690 N Palm Ave | Fresno, CA | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/23/2005 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 93711 |
| State and County Number | 06019 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Fresno, CA |
Operational Info
| Number of Employees | 180 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 03/13/2023 |
| Date of Deposit Insurance | 12/23/2005 |
| Primary Insurance Agency | DIF |
| Website | www.FFB.bank |
| Data Updated | 01/30/2026 |
| CERT | 58090 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.58B |
| Total Deposits | $1.34B |
| Total Liabilities | $1.36B |
| Total Equity Capital | $220.72M |
| Net Income | $3.64M |
| Net Loans and Leases | $1.18B |
| Assets Per Employee ($Millions) | $8.36M |
| Bank Premises and Fixed Assets | $427.00k |
| Cash and Balances due from Depository Institutions | $99.75M |
| Deposits Held in Domestic Offices | $1.34B |
Key Performance Ratios
| Return on Assets (ROA) | 0.94% |
| Return on Equity (ROE) | 6.68% |
| Net Interest Margin | 5.17% |
| Efficiency Ratio | 61.29% |
| Tier 1 Risk-Based Capital Ratio | 19.288% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.975% |
| Earning Assets to total Assets | 94.44% |
Income and Expense
| Total Interest Income | $22.42M |
| Total Noninterest Income | $5.26M |
| Total Interest Expense | $3.76M |
| Total Noninterest Expense | $14.66M |
| Net Interest Income | $18.66M |
| Pre-tax Net Operating Income | $5.33M |
| Provision for Credit Losses | $3.93M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $14.54M |
| Total Liabilities and Capital | $1.58B |
Securities
| Securities | $241.00M |
| Available-for-sale debt securities | $240.41M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $589.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of FFB Bank?
$1.58B as of the latest filing.
How much are FFB Bank's total deposits?
$1.34B in total deposits.
Where is FFB Bank located?
Fresno, CA.
What is the Net Interest Margin?
5.17%.
How many domestic offices does it operate?
1.
When was it established?
12/23/2005.
What is the Return on Assets (ROA)?
0.94%.
How much are total loans and leases?
$1.18B (latest filing).
What is the total interest income (latest filing)?
$22.42M.