Solera National Bank
Lakewood, CO
IDRSSD: 3397233
Total Assets
$1.55B
Latest filing
Total Deposits
$1.13B
Latest filing
Net Interest Margin
3.40%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
107007281LAKEWOOD, CO
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Solera National Bank
319 S Sheridan Blvd
Lakewood, CO 80226
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/10/2007FDIC Certificate 455610
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Solera National Bank (Main) | 319 S Sheridan Blvd | Lakewood, CO | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 09/10/2007 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 80226 |
| State and County Number | 08059 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Denver-Aurora-Lakewood, CO |
Operational Info
| Number of Employees | 69 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 09/10/2007 |
| Primary Insurance Agency | DIF |
| Website | www.solerabank.com |
| Data Updated | 01/30/2026 |
| CERT | 58534 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.55B |
| Total Deposits | $1.13B |
| Total Liabilities | $1.44B |
| Total Equity Capital | $107.30M |
| Net Income | $5.93M |
| Net Loans and Leases | $816.83M |
| Assets Per Employee ($Millions) | $23.17M |
| Bank Premises and Fixed Assets | $36.47M |
| Cash and Balances due from Depository Institutions | $3.32M |
| Deposits Held in Domestic Offices | $1.13B |
Key Performance Ratios
| Return on Assets (ROA) | 1.74% |
| Return on Equity (ROE) | 22.24% |
| Net Interest Margin | 3.4% |
| Efficiency Ratio | 50.45% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.3% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.913% |
| Earning Assets to total Assets | 94.64% |
Income and Expense
| Total Interest Income | $19.37M |
| Total Noninterest Income | $572.00k |
| Total Interest Expense | $8.44M |
| Total Noninterest Expense | $5.80M |
| Net Interest Income | $10.93M |
| Pre-tax Net Operating Income | $4.69M |
| Provision for Credit Losses | $1.01M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $312.52M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $7.38M |
| Total Liabilities and Capital | $1.55B |
Securities
| Securities | $650.46M |
| Available-for-sale debt securities | $650.46M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Solera National Bank?
$1.55B as of the latest filing.
How much are Solera National Bank's total deposits?
$1.13B in total deposits.
Where is Solera National Bank located?
Lakewood, CO.
What is the Net Interest Margin?
3.40%.
How many domestic offices does it operate?
1.
When was it established?
09/10/2007.
What is the Return on Assets (ROA)?
1.74%.
How much are total loans and leases?
$816.83M (latest filing).
What is the total interest income (latest filing)?
$19.37M.