Mountain View Bank of Commerce

Westminster, CO
IDRSSD: 3636259
Total Assets
$179.35M
Latest filing
Total Deposits
$143.48M
Latest filing
Net Interest Margin
3.80%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date02/08/2008
Community BankYes
Ownership TypeNot Mutual
ZIP80234
State and County Number08001
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitution closed or not insured by FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameDenver-Aurora-Lakewood, CO

Operational Info

Number of Employees18
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/15/2024
Date of Deposit Insurance02/08/2008
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated11/28/2025
CERT58772
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$179.35M
Total Deposits$143.48M
Total Liabilities$157.47M
Total Equity Capital$21.89M
Net Income$199.00k
Net Loans and Leases$156.05M
Assets Per Employee ($Millions)$9.96M
Bank Premises and Fixed Assets$768.00k
Cash and Balances due from Depository Institutions$18.55M
Deposits Held in Domestic Offices$143.48M

Key Performance Ratios

Return on Assets (ROA)0.45%
Return on Equity (ROE)3.65%
Net Interest Margin3.8%
Efficiency Ratio75.21%
Tier 1 Risk-Based Capital Ratio14.299%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.08%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.204%
Earning Assets to total Assets97.58%

Income and Expense

Total Interest Income$2.85M
Total Noninterest Income$31.00k
Total Interest Expense$1.21M
Total Noninterest Expense$1.26M
Net Interest Income$1.65M
Pre-tax Net Operating Income$380.00k
Provision for Credit Losses$36.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$12.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.99M
Total Liabilities and Capital$179.35M

Securities

Securities$2.35M
Available-for-sale debt securities$2.35M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Mountain View Bank of Commerce?
$179.35M as of the latest filing.
How much are Mountain View Bank of Commerce's total deposits?
$143.48M in total deposits.
Where is Mountain View Bank of Commerce located?
Westminster, CO.
What is the Net Interest Margin?
3.80%.
How many domestic offices does it operate?
1.
When was it established?
02/08/2008.
What is the Return on Assets (ROA)?
0.45%.
How much are total loans and leases?
$156.05M (latest filing).
What is the total interest income (latest filing)?
$2.85M.