Mountain View Bank of Commerce
Westminster, CO
IDRSSD: 3636259
Total Assets
$179.35M
Latest filing
Total Deposits
$143.48M
Latest filing
Net Interest Margin
3.80%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/08/2008 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 80234 |
| State and County Number | 08001 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Denver-Aurora-Lakewood, CO |
Operational Info
| Number of Employees | 18 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/15/2024 |
| Date of Deposit Insurance | 02/08/2008 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/28/2025 |
| CERT | 58772 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $179.35M |
| Total Deposits | $143.48M |
| Total Liabilities | $157.47M |
| Total Equity Capital | $21.89M |
| Net Income | $199.00k |
| Net Loans and Leases | $156.05M |
| Assets Per Employee ($Millions) | $9.96M |
| Bank Premises and Fixed Assets | $768.00k |
| Cash and Balances due from Depository Institutions | $18.55M |
| Deposits Held in Domestic Offices | $143.48M |
Key Performance Ratios
| Return on Assets (ROA) | 0.45% |
| Return on Equity (ROE) | 3.65% |
| Net Interest Margin | 3.8% |
| Efficiency Ratio | 75.21% |
| Tier 1 Risk-Based Capital Ratio | 14.299% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.204% |
| Earning Assets to total Assets | 97.58% |
Income and Expense
| Total Interest Income | $2.85M |
| Total Noninterest Income | $31.00k |
| Total Interest Expense | $1.21M |
| Total Noninterest Expense | $1.26M |
| Net Interest Income | $1.65M |
| Pre-tax Net Operating Income | $380.00k |
| Provision for Credit Losses | $36.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $12.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.99M |
| Total Liabilities and Capital | $179.35M |
Securities
| Securities | $2.35M |
| Available-for-sale debt securities | $2.35M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Mountain View Bank of Commerce?
$179.35M as of the latest filing.
How much are Mountain View Bank of Commerce's total deposits?
$143.48M in total deposits.
Where is Mountain View Bank of Commerce located?
Westminster, CO.
What is the Net Interest Margin?
3.80%.
How many domestic offices does it operate?
1.
When was it established?
02/08/2008.
What is the Return on Assets (ROA)?
0.45%.
How much are total loans and leases?
$156.05M (latest filing).
What is the total interest income (latest filing)?
$2.85M.