First Bank and Trust Company

Minden, NE
IDRSSD: 114859
Total Assets
$93.92M
Latest filing
Total Deposits
$66.96M
Latest filing
Net Interest Margin
3.32%
Profitability

Locations

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Main Office
First Bank and Trust Company
315 E 4th St
Minden, NE 68959
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/04/1883FDIC Certificate 3681

Branches (0)

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NameAddressCity / State
No branch data available.
First Bank and Trust Company (Main)315 E 4th StMinden, NE

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date09/04/1883
Community BankYes
Ownership TypeNot Mutual
ZIP68959
State and County Number31099
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number10
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameKearney, NE

Operational Info

Number of Employees14
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.firstofminden.com
Data Updated11/14/2025
CERT5438
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$93.92M
Total Deposits$66.96M
Total Liabilities$84.53M
Total Equity Capital$9.39M
Net Income$294.00k
Net Loans and Leases$49.00M
Assets Per Employee ($Millions)$7.22M
Bank Premises and Fixed Assets$674.00k
Cash and Balances due from Depository Institutions$1.38M
Deposits Held in Domestic Offices$66.96M

Key Performance Ratios

Return on Assets (ROA)1.24%
Return on Equity (ROE)12.98%
Net Interest Margin3.32%
Efficiency Ratio69.85%
Tier 1 Risk-Based Capital Ratio18.704%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.003%
Earning Assets to total Assets96.18%

Income and Expense

Total Interest Income$1.18M
Total Noninterest Income$103.00k
Total Interest Expense$419.00k
Total Noninterest Expense$600.00k
Net Interest Income$756.00k
Pre-tax Net Operating Income$259.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$6.39M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$10.66M
All Other Liabilities$514.00k
Total Liabilities and Capital$93.92M

Securities

Securities$40.84M
Available-for-sale debt securities$36.28M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Bank and Trust Company?
$93.92M as of the latest filing.
How much are First Bank and Trust Company's total deposits?
$66.96M in total deposits.
Where is First Bank and Trust Company located?
Minden, NE.
What is the Net Interest Margin?
3.32%.
How many domestic offices does it operate?
1.
When was it established?
09/04/1883.
What is the Return on Assets (ROA)?
1.24%.
How much are total loans and leases?
$49.00M (latest filing).
What is the total interest income (latest filing)?
$1.18M.