First Bank and Trust Company
Minden, NE
IDRSSD: 114859
Total Assets
$93.57M
Latest filing
Total Deposits
$69.22M
Latest filing
Net Interest Margin
3.17%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
104901717FULLERTON, NE104901827MINDEN, NE
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First Bank and Trust Company
315 E 4th St
Minden, NE 68959
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/04/1883FDIC Certificate 3681
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| First Bank and Trust Company (Main) | 315 E 4th St | Minden, NE | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 09/04/1883 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68959 |
| State and County Number | 31099 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Kearney, NE |
Operational Info
| Number of Employees | 13 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.firstofminden.com |
| Data Updated | 01/30/2026 |
| CERT | 5438 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $93.57M |
| Total Deposits | $69.22M |
| Total Liabilities | $84.15M |
| Total Equity Capital | $9.43M |
| Net Income | $92.00k |
| Net Loans and Leases | $48.24M |
| Assets Per Employee ($Millions) | $7.2M |
| Bank Premises and Fixed Assets | $642.00k |
| Cash and Balances due from Depository Institutions | $1.38M |
| Deposits Held in Domestic Offices | $69.22M |
Key Performance Ratios
| Return on Assets (ROA) | 0.39% |
| Return on Equity (ROE) | 3.91% |
| Net Interest Margin | 3.17% |
| Efficiency Ratio | 88.31% |
| Tier 1 Risk-Based Capital Ratio | 18.441% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.072% |
| Earning Assets to total Assets | 96.32% |
Income and Expense
| Total Interest Income | $1.11M |
| Total Noninterest Income | $98.00k |
| Total Interest Expense | $400.00k |
| Total Noninterest Expense | $718.00k |
| Net Interest Income | $715.00k |
| Pre-tax Net Operating Income | $95.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $3.94M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $10.54M |
| All Other Liabilities | $455.00k |
| Total Liabilities and Capital | $93.57M |
Securities
| Securities | $41.40M |
| Available-for-sale debt securities | $36.83M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Bank and Trust Company?
$93.57M as of the latest filing.
How much are First Bank and Trust Company's total deposits?
$69.22M in total deposits.
Where is First Bank and Trust Company located?
Minden, NE.
What is the Net Interest Margin?
3.17%.
How many domestic offices does it operate?
1.
When was it established?
09/04/1883.
What is the Return on Assets (ROA)?
0.39%.
How much are total loans and leases?
$48.24M (latest filing).
What is the total interest income (latest filing)?
$1.11M.