Midwest Regional Bank
Clayton, MO
IDRSSD: 691958
Total Assets
$1.09B
Latest filing
Total Deposits
$949.75M
Latest filing
Net Interest Margin
3.76%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Midwest Regional Bank
135 N Meramec Ave
Clayton, MO 63105
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/13/1894FDIC Certificate 5680
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Midwest Regional Bank (Main) | 135 N Meramec Ave | Clayton, MO |
| EAST GROVER STREET BRANCH | 211 E Grover St | Otterville, MO |
| ARNOLD BRANCH | 1913 Richardson Rd | Arnold, MO |
| MIDWEST REGIONAL BANK - KIRKWOOD BRANCH | 10840 Manchester Rd | Kirkwood, MO |
| CHESTERFIELD BRANCH | 17290 North Outer 40 Rd | Chesterfield, MO |
| SUNSET HILLS BRANCH | 11860 Gravois Rd | Saint Louis, MO |
| FESTUS BRANCH | 363 Festus Centre Dr | Festus, MO |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/13/1894 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 63105 |
| State and County Number | 29189 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | St. Louis, MO-IL |
Operational Info
| Number of Employees | 134 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.mwrbank.com |
| Data Updated | 11/14/2025 |
| CERT | 8889 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.09B |
| Total Deposits | $949.75M |
| Total Liabilities | $979.40M |
| Total Equity Capital | $111.52M |
| Net Income | $943.00k |
| Net Loans and Leases | $879.06M |
| Assets Per Employee ($Millions) | $8.02M |
| Bank Premises and Fixed Assets | $41.33M |
| Cash and Balances due from Depository Institutions | $55.92M |
| Deposits Held in Domestic Offices | $949.75M |
Key Performance Ratios
| Return on Assets (ROA) | 0.34% |
| Return on Equity (ROE) | 3.4% |
| Net Interest Margin | 3.76% |
| Efficiency Ratio | 58.82% |
| Tier 1 Risk-Based Capital Ratio | 11.181% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.34% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.222% |
| Earning Assets to total Assets | 92.51% |
Income and Expense
| Total Interest Income | $18.79M |
| Total Noninterest Income | $2.30M |
| Total Interest Expense | $9.20M |
| Total Noninterest Expense | $7.00M |
| Net Interest Income | $9.60M |
| Pre-tax Net Operating Income | $1.20M |
| Provision for Credit Losses | $3.70M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $686.00k |
| Other borrowed funds | $20.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $38.47M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $9.65M |
| Total Liabilities and Capital | $1.09B |
Securities
| Securities | $45.91M |
| Available-for-sale debt securities | $45.91M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Midwest Regional Bank?
$1.09B as of the latest filing.
How much are Midwest Regional Bank's total deposits?
$949.75M in total deposits.
Where is Midwest Regional Bank located?
Clayton, MO.
What is the Net Interest Margin?
3.76%.
How many domestic offices does it operate?
7.
When was it established?
06/13/1894.
What is the Return on Assets (ROA)?
0.34%.
How much are total loans and leases?
$879.06M (latest filing).
What is the total interest income (latest filing)?
$18.79M.