Southwest Missouri Bank
Carthage, MO
IDRSSD: 760854
Total Assets
$1.16B
Latest filing
Total Deposits
$1.00B
Latest filing
Net Interest Margin
3.78%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Southwest Missouri Bank
300 W 3rd St
Carthage, MO 64836
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/11/1979FDIC Certificate 15987
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Southwest Missouri Bank (Main) | 300 W 3rd St | Carthage, MO |
| CARTHAGE SOUTH | 2417 Grand Ave | Carthage, MO |
| DUQUESNE BRANCH | 4000 E 7th St | Joplin, MO |
| NEOSHO NORTH | 110 N Neosho Blvd | Neosho, MO |
| 32ND STREET | 1000 E 32nd St | Joplin, MO |
| NEOSHO SOUTH | 2995 Gardner Edgewood Dr | Neosho, MO |
| ZORA | 2530 N Range Line Rd | Joplin, MO |
| JASPER BRANCH | 101 E Grand Ave | Jasper, MO |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/11/1979 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 64836 |
| State and County Number | 29097 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Joplin, MO |
Operational Info
| Number of Employees | 216 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/11/1979 |
| Primary Insurance Agency | DIF |
| Website | www.smbonline.com |
| Data Updated | 11/14/2025 |
| CERT | 22876 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.16B |
| Total Deposits | $1.00B |
| Total Liabilities | $1.08B |
| Total Equity Capital | $77.91M |
| Net Income | $2.69M |
| Net Loans and Leases | $608.92M |
| Assets Per Employee ($Millions) | $5.35M |
| Bank Premises and Fixed Assets | $17.97M |
| Cash and Balances due from Depository Institutions | $27.19M |
| Deposits Held in Domestic Offices | $1.00B |
Key Performance Ratios
| Return on Assets (ROA) | 0.93% |
| Return on Equity (ROE) | 14.5% |
| Net Interest Margin | 3.78% |
| Efficiency Ratio | 72.09% |
| Tier 1 Risk-Based Capital Ratio | 15.037% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.708% |
| Earning Assets to total Assets | 93.01% |
Income and Expense
| Total Interest Income | $14.30M |
| Total Noninterest Income | $2.86M |
| Total Interest Expense | $4.16M |
| Total Noninterest Expense | $9.37M |
| Net Interest Income | $10.14M |
| Pre-tax Net Operating Income | $3.33M |
| Provision for Credit Losses | $300.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.05M |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.30M |
| Federal Funds Purchased and Repurchased Agreement | $53.17M |
| All Other Liabilities | $24.83M |
| Total Liabilities and Capital | $1.16B |
Securities
| Securities | $461.46M |
| Available-for-sale debt securities | $461.46M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Southwest Missouri Bank?
$1.16B as of the latest filing.
How much are Southwest Missouri Bank's total deposits?
$1.00B in total deposits.
Where is Southwest Missouri Bank located?
Carthage, MO.
What is the Net Interest Margin?
3.78%.
How many domestic offices does it operate?
11.
When was it established?
06/11/1979.
What is the Return on Assets (ROA)?
0.93%.
How much are total loans and leases?
$608.92M (latest filing).
What is the total interest income (latest filing)?
$14.30M.