Enterprise Bank & Trust

Clayton, MO
IDRSSD: 1190476
Total Assets
$17.20B
Latest filing
Total Deposits
$14.66B
Latest filing
Net Interest Margin
4.26%
Profitability

Key People

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Locations

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Main Office
Enterprise Bank & Trust
150 N Meramec Ave
Clayton, MO 63105
Full Service - Brick and Mortar
Updated 05/01/2026Established 05/09/1988FDIC Certificate 39176

Branches (49 of 57)

Page 1 of 7
Showing a subset of branches for faster page loads. This bank has 58 locations total.
NameAddressCity / State
Enterprise Bank & Trust (Main)150 N Meramec AveClayton, MO
HOUSE SPRINGS BRANCH4675 Gravois RdHouse Springs, MO
HILLSBORO BRANCH10596 Business 21Hillsboro, MO
LOS ALAMOS BRANCH1200 Trinity DrLos Alamos, NM
CASA GRANDE BRANCH1300 E Florence BlvdCasa Grande, AZ
ELOY BRANCH712 N Main StEloy, AZ
CLAIRBORNE BRANCH110 N Clairborne RdOlathe, KS
CEDAR HILL BRANCH DRIVE-IN FACILITY8475 Local Hillsboro RdCedar Hill, MO
Showing 7 of 49

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Watch Panel

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Growth

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Allowance

ALLL coverage signals

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Nonperforming

Noncurrent loan signals

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Charge-off

Net charge-off signals

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date05/09/1988
Community BankNo
Ownership TypeNot Mutual
ZIP63105
State and County Number29189
Subchapter S CorporationsNo
Trust PowersLimited Trust Powers Granted
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameSt. Louis, MO-IL

Operational Info

Number of Employees1,389
Domestic Offices58
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date10/10/2025
Date of Deposit Insurance05/09/1988
Primary Insurance AgencyDIF
Websitehttp://www.enterprisebank.com
Data Updated05/01/2026
CERT27237
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$17.20B
Total Deposits$14.66B
Total Liabilities$15.19B
Total Equity Capital$2.01B
Net Income$51.67M
Net Loans and Leases$11.55B
Assets Per Employee ($Millions)$12.35M
Bank Premises and Fixed Assets$79.51M
Cash and Balances due from Depository Institutions$627.34M
Deposits Held in Domestic Offices$14.66B

Key Performance Ratios

Return on Assets (ROA)1.2%
Return on Equity (ROE)10.29%
Net Interest Margin4.26%
Efficiency Ratio59.88%
Tier 1 Risk-Based Capital Ratio12.144%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.17%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.69%
Earning Assets to total Assets91.65%

Income and Expense

Total Interest Income$225.05M
Total Noninterest Income$17.06M
Total Interest Expense$56.51M
Total Noninterest Expense$112.54M
Net Interest Income$168.53M
Pre-tax Net Operating Income$65.82M
Provision for Credit Losses$7.24M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$84.48M
Other borrowed funds$36.20M
Federal Funds Sold & Reverse Repurchase Agreement$8.03M
Federal Funds Purchased and Repurchased Agreement$226.67M
All Other Liabilities$266.33M
Total Liabilities and Capital$17.20B

Securities

Securities$3.83B
Available-for-sale debt securities$2.77B
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$1.06B
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Enterprise Bank & Trust?
$17.20B as of the latest filing.
How much are Enterprise Bank & Trust's total deposits?
$14.66B in total deposits.
Where is Enterprise Bank & Trust located?
Clayton, MO.
What is the Net Interest Margin?
4.26%.
How many domestic offices does it operate?
58.
When was it established?
05/09/1988.
What is the Return on Assets (ROA)?
1.2%.
How much are total loans and leases?
$11.55B (latest filing).
What is the total interest income (latest filing)?
$225.05M.