Royal Banks of Missouri
Saint Louis, MO
IDRSSD: 501459
Total Assets
$1.05B
Latest filing
Total Deposits
$917.58M
Latest filing
Net Interest Margin
3.99%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
081000210SAINT LOUIS, MO
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Royal Banks of Missouri
8550 Olive Blvd
Saint Louis, MO 63132
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/08/1965FDIC Certificate 13312
Branches (18)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Royal Banks of Missouri (Main) | 8550 Olive Blvd | Saint Louis, MO |
| NEW LONDON FACILITY BRANCH | 418 S Main St | New London, MO |
| CENTER FACILITY | 115 S Public St | Center, MO |
| GLENDALE FACILITY | 9990 Manchester Rd | Glendale, MO |
| CREVE COEUR FACILITY | 13171 Olive Blvd | Saint Louis, MO |
| ST LOUIS HILLS FACILITY | 3534 Watson Rd | Saint Louis, MO |
| ROYAL BANKS OF GRANITE CITY BRANCH | 3600 Nameoki Rd | Granite City, IL |
| ST. CHARLES BRANCH | 1 Westbury Dr | Saint Charles, MO |
Showing 7 of 18
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/08/1965 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 63132 |
| State and County Number | 29189 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | St. Louis, MO-IL |
Operational Info
| Number of Employees | 129 |
| Domestic Offices | 19 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/02/2025 |
| Date of Deposit Insurance | 11/08/1965 |
| Primary Insurance Agency | DIF |
| Website | http://www.royalbanksofmo.com |
| Data Updated | 01/30/2026 |
| CERT | 19512 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.05B |
| Total Deposits | $917.58M |
| Total Liabilities | $928.31M |
| Total Equity Capital | $124.13M |
| Net Income | $2.54M |
| Net Loans and Leases | $787.57M |
| Assets Per Employee ($Millions) | $8.42M |
| Bank Premises and Fixed Assets | $16.23M |
| Cash and Balances due from Depository Institutions | $77.29M |
| Deposits Held in Domestic Offices | $917.58M |
Key Performance Ratios
| Return on Assets (ROA) | 0.97% |
| Return on Equity (ROE) | 8.27% |
| Net Interest Margin | 3.99% |
| Efficiency Ratio | 64.26% |
| Tier 1 Risk-Based Capital Ratio | 11.928% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.794% |
| Earning Assets to total Assets | 88.85% |
Income and Expense
| Total Interest Income | $14.17M |
| Total Noninterest Income | $571.00k |
| Total Interest Expense | $4.87M |
| Total Noninterest Expense | $6.42M |
| Net Interest Income | $9.30M |
| Pre-tax Net Operating Income | $3.23M |
| Provision for Credit Losses | $216.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $15.57M |
| Other borrowed funds | $2.84M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.91M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $7.88M |
| Total Liabilities and Capital | $1.05B |
Securities
| Securities | $83.93M |
| Available-for-sale debt securities | $83.43M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $323.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Royal Banks of Missouri?
$1.05B as of the latest filing.
How much are Royal Banks of Missouri's total deposits?
$917.58M in total deposits.
Where is Royal Banks of Missouri located?
Saint Louis, MO.
What is the Net Interest Margin?
3.99%.
How many domestic offices does it operate?
19.
When was it established?
11/08/1965.
What is the Return on Assets (ROA)?
0.97%.
How much are total loans and leases?
$787.57M (latest filing).
What is the total interest income (latest filing)?
$14.17M.