HNB National Bank
Hannibal, MO
IDRSSD: 908553
Total Assets
$957.25M
Latest filing
Total Deposits
$838.13M
Latest filing
Net Interest Margin
4.10%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
HNB National Bank
100 N Main St
Hannibal, MO 63401
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1888FDIC Certificate 3004
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| HNB National Bank (Main) | 100 N Main St | Hannibal, MO |
| STANBERRY BRANCH | 118 West 1st | Stanberry, MO |
| NORTH BRANCH | Highway 61 North | Hannibal, MO |
| PALMYRA BRANCH | 110 W Main Cross St | Palmyra, MO |
| MONROE CITY BRANCH | 1120 Highway 24 And 36 E | Monroe City, MO |
| WAL-MART BRANCH | 3650 Stardust Dr | Hannibal, MO |
| PERRY STATE BANK | 700 Business Highway 61 N | Bowling Green, MO |
| RIVERSIDE BRANCH | 1602 S Riverside Rd | Saint Joseph, MO |
Showing 7 of 14
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1888 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 63401 |
| State and County Number | 29127 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Hannibal, MO |
Operational Info
| Number of Employees | 144 |
| Domestic Offices | 15 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/30/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.hnbbanks.com |
| Data Updated | 11/14/2025 |
| CERT | 4540 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $957.25M |
| Total Deposits | $838.13M |
| Total Liabilities | $843.37M |
| Total Equity Capital | $113.87M |
| Net Income | $6.06M |
| Net Loans and Leases | $643.10M |
| Assets Per Employee ($Millions) | $6.69M |
| Bank Premises and Fixed Assets | $14.69M |
| Cash and Balances due from Depository Institutions | $56.70M |
| Deposits Held in Domestic Offices | $838.13M |
Key Performance Ratios
| Return on Assets (ROA) | 2.53% |
| Return on Equity (ROE) | 21.82% |
| Net Interest Margin | 4.1% |
| Efficiency Ratio | 42.34% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.896% |
| Earning Assets to total Assets | 93.18% |
Income and Expense
| Total Interest Income | $13.21M |
| Total Noninterest Income | $1.89M |
| Total Interest Expense | $4.03M |
| Total Noninterest Expense | $4.95M |
| Net Interest Income | $9.18M |
| Pre-tax Net Operating Income | $6.08M |
| Provision for Credit Losses | $50.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.09M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.24M |
| Total Liabilities and Capital | $957.25M |
Securities
| Securities | $201.76M |
| Available-for-sale debt securities | $201.76M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of HNB National Bank?
$957.25M as of the latest filing.
How much are HNB National Bank's total deposits?
$838.13M in total deposits.
Where is HNB National Bank located?
Hannibal, MO.
What is the Net Interest Margin?
4.10%.
How many domestic offices does it operate?
15.
When was it established?
01/01/1888.
What is the Return on Assets (ROA)?
2.53%.
How much are total loans and leases?
$643.10M (latest filing).
What is the total interest income (latest filing)?
$13.21M.