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American Bank of Freedom

Wellsville, MO
IDRSSD: 568359
Total Assets
$970.25M
Latest filing
Total Deposits
$735.86M
Latest filing
Net Interest Margin
3.23%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date03/15/1880
Community BankYes
Ownership TypeNot Mutual
ZIP63384
State and County Number29139
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees103
Domestic Offices12
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance09/14/1936
Primary Insurance AgencyDIF
Websitewww.americanbankoffreedom.bank
Data Updated11/14/2025
CERT15423
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$970.25M
Total Deposits$735.86M
Total Liabilities$876.08M
Total Equity Capital$94.17M
Net Income$1.37M
Net Loans and Leases$758.67M
Assets Per Employee ($Millions)$9.7M
Bank Premises and Fixed Assets$17.00M
Cash and Balances due from Depository Institutions$91.38M
Deposits Held in Domestic Offices$735.86M

Key Performance Ratios

Return on Assets (ROA)0.57%
Return on Equity (ROE)5.88%
Net Interest Margin3.23%
Efficiency Ratio70.81%
Tier 1 Risk-Based Capital Ratio12.327%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.2%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.705%
Earning Assets to total Assets94.7%

Income and Expense

Total Interest Income$14.93M
Total Noninterest Income$341.00k
Total Interest Expense$7.64M
Total Noninterest Expense$5.44M
Net Interest Income$7.29M
Pre-tax Net Operating Income$1.73M
Provision for Credit Losses$467.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$133.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$7.22M
Total Liabilities and Capital$970.25M

Securities

Securities$74.32M
Available-for-sale debt securities$74.32M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of American Bank of Freedom?
$970.25M as of the latest filing.
How much are American Bank of Freedom's total deposits?
$735.86M in total deposits.
Where is American Bank of Freedom located?
Wellsville, MO.
What is the Net Interest Margin?
3.23%.
How many domestic offices does it operate?
12.
When was it established?
03/15/1880.
What is the Return on Assets (ROA)?
0.57%.
How much are total loans and leases?
$758.67M (latest filing).
What is the total interest income (latest filing)?
$14.93M.