Triad Bank
Frontenac, MO
IDRSSD: 3374382
Total Assets
$979.20M
Latest filing
Total Deposits
$782.67M
Latest filing
Net Interest Margin
4.05%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
081019162FRONTENAC, MO
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Triad Bank
10375 Clayton Rd
Frontenac, MO 63131
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/24/2005FDIC Certificate 440110
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Triad Bank (Main) | 10375 Clayton Rd | Frontenac, MO |
| CREVE COEUR BRANCH | 12452 Olive Blvd | Creve Coeur, MO |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/24/2005 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 63131 |
| State and County Number | 29189 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | St. Louis, MO-IL |
Operational Info
| Number of Employees | 64 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/24/2005 |
| Primary Insurance Agency | DIF |
| Website | www.triadbanking.com |
| Data Updated | 01/30/2026 |
| CERT | 58121 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $979.20M |
| Total Deposits | $782.67M |
| Total Liabilities | $876.54M |
| Total Equity Capital | $102.66M |
| Net Income | $3.18M |
| Net Loans and Leases | $755.00M |
| Assets Per Employee ($Millions) | $15.06M |
| Bank Premises and Fixed Assets | $5.96M |
| Cash and Balances due from Depository Institutions | $167.14M |
| Deposits Held in Domestic Offices | $782.67M |
Key Performance Ratios
| Return on Assets (ROA) | 1.29% |
| Return on Equity (ROE) | 12.58% |
| Net Interest Margin | 4.05% |
| Efficiency Ratio | 52.11% |
| Tier 1 Risk-Based Capital Ratio | 12.999% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.24% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.484% |
| Earning Assets to total Assets | 95.93% |
Income and Expense
| Total Interest Income | $15.43M |
| Total Noninterest Income | $455.00k |
| Total Interest Expense | $5.85M |
| Total Noninterest Expense | $5.23M |
| Net Interest Income | $9.57M |
| Pre-tax Net Operating Income | $4.20M |
| Provision for Credit Losses | $600.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $83.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $10.87M |
| Total Liabilities and Capital | $979.20M |
Securities
| Securities | $31.01M |
| Available-for-sale debt securities | $31.01M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Triad Bank?
$979.20M as of the latest filing.
How much are Triad Bank's total deposits?
$782.67M in total deposits.
Where is Triad Bank located?
Frontenac, MO.
What is the Net Interest Margin?
4.05%.
How many domestic offices does it operate?
2.
When was it established?
10/24/2005.
What is the Return on Assets (ROA)?
1.29%.
How much are total loans and leases?
$755.00M (latest filing).
What is the total interest income (latest filing)?
$15.43M.