M1 Bank
Clayton, MO
IDRSSD: 666059
Total Assets
$1.20B
Latest filing
Total Deposits
$1.07B
Latest filing
Net Interest Margin
4.20%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
081519549CLAYTON, MO
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
M1 Bank
7801 Forsyth Boulevard
Clayton, MO 63105
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/15/1911FDIC Certificate 6276
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| M1 Bank (Main) | 7801 Forsyth Boulevard | Clayton, MO |
| DES PERES BRANCH | 11697 Manchester Rd | Des Peres, MO |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/15/1911 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 63105 |
| State and County Number | 29189 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | St. Louis, MO-IL |
Operational Info
| Number of Employees | 48 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/04/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.m1.bank |
| Data Updated | 01/30/2026 |
| CERT | 9797 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.20B |
| Total Deposits | $1.07B |
| Total Liabilities | $1.08B |
| Total Equity Capital | $116.58M |
| Net Income | $2.42M |
| Net Loans and Leases | $919.28M |
| Assets Per Employee ($Millions) | $25.46M |
| Bank Premises and Fixed Assets | $64.50M |
| Cash and Balances due from Depository Institutions | $147.89M |
| Deposits Held in Domestic Offices | $1.07B |
Key Performance Ratios
| Return on Assets (ROA) | 0.83% |
| Return on Equity (ROE) | 8.17% |
| Net Interest Margin | 4.2% |
| Efficiency Ratio | 49.04% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.743% |
| Earning Assets to total Assets | 91.61% |
Income and Expense
| Total Interest Income | $20.45M |
| Total Noninterest Income | $-1,000 |
| Total Interest Expense | $9.25M |
| Total Noninterest Expense | $5.49M |
| Net Interest Income | $11.20M |
| Pre-tax Net Operating Income | $5.68M |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $9.60M |
| Total Liabilities and Capital | $1.20B |
Securities
| Securities | $30.76M |
| Available-for-sale debt securities | $30.76M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of M1 Bank?
$1.20B as of the latest filing.
How much are M1 Bank's total deposits?
$1.07B in total deposits.
Where is M1 Bank located?
Clayton, MO.
What is the Net Interest Margin?
4.20%.
How many domestic offices does it operate?
2.
When was it established?
05/15/1911.
What is the Return on Assets (ROA)?
0.83%.
How much are total loans and leases?
$919.28M (latest filing).
What is the total interest income (latest filing)?
$20.45M.