Wood & Huston Bank

Marshall, MO
IDRSSD: 671558
Total Assets
$1.29B
Latest filing
Total Deposits
$1.16B
Latest filing
Net Interest Margin
3.82%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

101901833MARSHALL, MO

Key People

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Locations

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Main Office
Wood & Huston Bank
27 E North St
Marshall, MO 65340
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/12/1874FDIC Certificate 710

Branches (11)

Page 1 of 2
NameAddressCity / State
Wood & Huston Bank (Main)27 E North StMarshall, MO
1319 N PORTER WAGONER BLVD BRANCH1319 Porter Wagoner BlvdWest Plains, MO
111 SOUTH BROADVIEW STREET BRANCH111 S Broadview StCape Girardeau, MO
DRIVE-IN BRANCH27 E North StMarshall, MO
DRIVE-IN FACILITY150 S Miami AveMarshall, MO
SPRINGFIELD BRANCH204 W Primrose StSpringfield, MO
MARSHALL BRANCH208 E Morrow StMarshall, MO
1310 PREACHER ROE BRANCH1310 Preacher Roe BlvdWest Plains, MO
Showing 7 of 11

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date02/12/1874
Community BankYes
Ownership TypeNot Mutual
ZIP65340
State and County Number29195
Subchapter S CorporationsYes
Trust PowersTrust Powers Grandfathered
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameMarshall, MO

Operational Info

Number of Employees183
Domestic Offices12
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.woodhuston.com
Data Updated01/30/2026
CERT1060
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.29B
Total Deposits$1.16B
Total Liabilities$1.16B
Total Equity Capital$123.68M
Net Income$5.33M
Net Loans and Leases$950.35M
Assets Per Employee ($Millions)$7.04M
Bank Premises and Fixed Assets$14.28M
Cash and Balances due from Depository Institutions$132.06M
Deposits Held in Domestic Offices$1.16B

Key Performance Ratios

Return on Assets (ROA)1.71%
Return on Equity (ROE)17.08%
Net Interest Margin3.82%
Efficiency Ratio58.74%
Tier 1 Risk-Based Capital Ratio12.609%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.09%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.598%
Earning Assets to total Assets93.54%

Income and Expense

Total Interest Income$17.71M
Total Noninterest Income$2.22M
Total Interest Expense$6.53M
Total Noninterest Expense$7.87M
Net Interest Income$11.18M
Pre-tax Net Operating Income$5.24M
Provision for Credit Losses$291.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$30.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$1.11M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$7.59M
Total Liabilities and Capital$1.29B

Securities

Securities$147.51M
Available-for-sale debt securities$145.55M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Wood & Huston Bank?
$1.29B as of the latest filing.
How much are Wood & Huston Bank's total deposits?
$1.16B in total deposits.
Where is Wood & Huston Bank located?
Marshall, MO.
What is the Net Interest Margin?
3.82%.
How many domestic offices does it operate?
12.
When was it established?
02/12/1874.
What is the Return on Assets (ROA)?
1.71%.
How much are total loans and leases?
$950.35M (latest filing).
What is the total interest income (latest filing)?
$17.71M.