Mid America Bank
Jefferson City, MO
IDRSSD: 873259
Total Assets
$1.11B
Latest filing
Total Deposits
$967.25M
Latest filing
Net Interest Margin
4.87%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
081514748META, MO
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Mid America Bank
1511 Friendship Rd
Jefferson City, MO 65101
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/12/1914FDIC Certificate 7319
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Mid America Bank (Main) | 1511 Friendship Rd | Jefferson City, MO |
| META BRANCH | 101a E 3rd St | Meta, MO |
| MARY' HOME FACILITY | 278 Highway H | Eugene, MO |
| MID AMERICA BANK - HOLTS SUMMIT BRANCH | 580 Karen Dr | Holts Summit, MO |
| BELLE BRANCH | 804 Highway 28 W | Belle, MO |
| BANK OF ST. ELIZABETH LAKE FACILITY | 3855 Osage Beach Pkwy | Osage Beach, MO |
| LINN BRANCH | 502 E Main St | Linn, MO |
| MID AMERICA BANK JEFFERSON CITY BRANCH | 1200 W Stadium Blvd | Jefferson City, MO |
Showing 7 of 10
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Midwest Independent BankersBank
Jefferson City, Missouri
→
Assets: $345.45MΔ -67.0%
Hawthorn Bank
Jefferson City, Missouri
→
Assets: $1.92BΔ +83.7%
Farmers Bank of Lohman, Missouri
Jefferson City, Missouri
→
Assets: $80.96MΔ -92.3%
The Central Trust Bank
Jefferson City, Missouri
→
Assets: $19.19BΔ +1734.9%
Royal Banks of Missouri
Saint Louis, Missouri
→
Assets: $1.04BΔ -0.1%
St. Louis Bank
Saint Louis, Missouri
→
Assets: $1.01BΔ -3.2%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/12/1914 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65101 |
| State and County Number | 29051 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Jefferson City, MO |
Operational Info
| Number of Employees | 149 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.midambk.com |
| Data Updated | 01/30/2026 |
| CERT | 11459 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.11B |
| Total Deposits | $967.25M |
| Total Liabilities | $979.93M |
| Total Equity Capital | $130.66M |
| Net Income | $5.97M |
| Net Loans and Leases | $792.04M |
| Assets Per Employee ($Millions) | $7.26M |
| Bank Premises and Fixed Assets | $19.28M |
| Cash and Balances due from Depository Institutions | $132.25M |
| Deposits Held in Domestic Offices | $967.25M |
Key Performance Ratios
| Return on Assets (ROA) | 2.21% |
| Return on Equity (ROE) | 18.55% |
| Net Interest Margin | 4.87% |
| Efficiency Ratio | 53.98% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.765% |
| Earning Assets to total Assets | 94.51% |
Income and Expense
| Total Interest Income | $16.36M |
| Total Noninterest Income | $1.07M |
| Total Interest Expense | $3.96M |
| Total Noninterest Expense | $7.27M |
| Net Interest Income | $12.40M |
| Pre-tax Net Operating Income | $6.07M |
| Provision for Credit Losses | $126.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $150.00k |
| Other borrowed funds | $2.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $17.65M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $10.17M |
| Total Liabilities and Capital | $1.11B |
Securities
| Securities | $118.46M |
| Available-for-sale debt securities | $118.46M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Mid America Bank?
$1.11B as of the latest filing.
How much are Mid America Bank's total deposits?
$967.25M in total deposits.
Where is Mid America Bank located?
Jefferson City, MO.
What is the Net Interest Margin?
4.87%.
How many domestic offices does it operate?
11.
When was it established?
04/12/1914.
What is the Return on Assets (ROA)?
2.21%.
How much are total loans and leases?
$792.04M (latest filing).
What is the total interest income (latest filing)?
$16.36M.