Montgomery Bank
Sikeston, MO
IDRSSD: 613558
Total Assets
$1.21B
Latest filing
Total Deposits
$1.05B
Latest filing
Net Interest Margin
4.68%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Montgomery Bank
1 Montgomery Bank Plaza St
Sikeston, MO 63801
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1934FDIC Certificate 5265
Branches (11)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Montgomery Bank (Main) | 1 Montgomery Bank Plaza St | Sikeston, MO |
| VALLEY PARK BRANCH | 35 Marshall Rd | Valley Park, MO |
| CAPE GIRARDEAU - BROADWAY BRANCH | 2027 Broadway St | Cape Girardeau, MO |
| MINER BRANCH | 2201 E Malone Ave | Sikeston, MO |
| JACKSON BRANCH | 2125 E Jackson Blvd | Jackson, MO |
| CHESTERFIELD BRANCH | 13483 Olive Blvd | Chesterfield, MO |
| ELLISVILLE BRANCH | 199 Clarkson Rd | Ellisville, MO |
| UNION BRANCH | 3803 Union Rd | Saint Louis, MO |
Showing 7 of 11
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 63801 |
| State and County Number | 29201 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Sikeston, MO |
Operational Info
| Number of Employees | 209 |
| Domestic Offices | 12 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/17/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.montgomerybank.com |
| Data Updated | 11/14/2025 |
| CERT | 8255 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.21B |
| Total Deposits | $1.05B |
| Total Liabilities | $1.08B |
| Total Equity Capital | $127.21M |
| Net Income | $4.61M |
| Net Loans and Leases | $1.01B |
| Assets Per Employee ($Millions) | $5.77M |
| Bank Premises and Fixed Assets | $43.80M |
| Cash and Balances due from Depository Institutions | $77.13M |
| Deposits Held in Domestic Offices | $1.05B |
Key Performance Ratios
| Return on Assets (ROA) | 1.54% |
| Return on Equity (ROE) | 14.57% |
| Net Interest Margin | 4.68% |
| Efficiency Ratio | 66.01% |
| Tier 1 Risk-Based Capital Ratio | 10.511% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.542% |
| Earning Assets to total Assets | 90.66% |
Income and Expense
| Total Interest Income | $16.95M |
| Total Noninterest Income | $1.80M |
| Total Interest Expense | $4.31M |
| Total Noninterest Expense | $9.52M |
| Net Interest Income | $12.63M |
| Pre-tax Net Operating Income | $4.61M |
| Provision for Credit Losses | $300.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $20.94M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $9.81M |
| Total Liabilities and Capital | $1.21B |
Securities
| Securities | $20.16M |
| Available-for-sale debt securities | $20.16M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Montgomery Bank?
$1.21B as of the latest filing.
How much are Montgomery Bank's total deposits?
$1.05B in total deposits.
Where is Montgomery Bank located?
Sikeston, MO.
What is the Net Interest Margin?
4.68%.
How many domestic offices does it operate?
12.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
1.54%.
How much are total loans and leases?
$1.01B (latest filing).
What is the total interest income (latest filing)?
$16.95M.