Montgomery Bank

Sikeston, MO
IDRSSD: 613558
Total Assets
$1.20B
Latest filing
Total Deposits
$1.04B
Latest filing
Net Interest Margin
4.81%
Profitability

Key People

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Locations

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Main Office
Montgomery Bank
1 Montgomery Bank Plaza St
Sikeston, MO 63801
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1934FDIC Certificate 5265

Branches (11)

Page 1 of 2
NameAddressCity / State
Montgomery Bank (Main)1 Montgomery Bank Plaza StSikeston, MO
VALLEY PARK BRANCH35 Marshall RdValley Park, MO
CAPE GIRARDEAU - BROADWAY BRANCH2027 Broadway StCape Girardeau, MO
MINER BRANCH2201 E Malone AveSikeston, MO
JACKSON BRANCH2125 E Jackson BlvdJackson, MO
CHESTERFIELD BRANCH13483 Olive BlvdChesterfield, MO
ELLISVILLE BRANCH199 Clarkson RdEllisville, MO
UNION BRANCH3803 Union RdSaint Louis, MO
Showing 7 of 11

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/01/1934
Community BankYes
Ownership TypeNot Mutual
ZIP63801
State and County Number29201
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number08
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameSikeston, MO

Operational Info

Number of Employees209
Domestic Offices12
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date10/17/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.montgomerybank.com
Data Updated01/30/2026
CERT8255
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.20B
Total Deposits$1.04B
Total Liabilities$1.07B
Total Equity Capital$130.45M
Net Income$4.58M
Net Loans and Leases$1.01B
Assets Per Employee ($Millions)$5.77M
Bank Premises and Fixed Assets$43.56M
Cash and Balances due from Depository Institutions$68.31M
Deposits Held in Domestic Offices$1.04B

Key Performance Ratios

Return on Assets (ROA)1.52%
Return on Equity (ROE)14.21%
Net Interest Margin4.81%
Efficiency Ratio65.1%
Tier 1 Risk-Based Capital Ratio10.815%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.13%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.873%
Earning Assets to total Assets90.52%

Income and Expense

Total Interest Income$17.05M
Total Noninterest Income$1.73M
Total Interest Expense$3.95M
Total Noninterest Expense$9.66M
Net Interest Income$13.10M
Pre-tax Net Operating Income$4.78M
Provision for Credit Losses$400.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$24.36M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$8.81M
Total Liabilities and Capital$1.20B

Securities

Securities$20.17M
Available-for-sale debt securities$20.17M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Montgomery Bank?
$1.20B as of the latest filing.
How much are Montgomery Bank's total deposits?
$1.04B in total deposits.
Where is Montgomery Bank located?
Sikeston, MO.
What is the Net Interest Margin?
4.81%.
How many domestic offices does it operate?
12.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
1.52%.
How much are total loans and leases?
$1.01B (latest filing).
What is the total interest income (latest filing)?
$17.05M.