First Federal Bank of Louisiana
Lake Charles, LA
IDRSSD: 517674
Total Assets
$1.14B
Latest filing
Total Deposits
$975.71M
Latest filing
Net Interest Margin
2.77%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First Federal Bank of Louisiana
1135 Lake Shore Dr
Lake Charles, LA 70601
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/31/1949FDIC Certificate 43275
Branches (15)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| First Federal Bank of Louisiana (Main) | 1135 Lake Shore Dr | Lake Charles, LA |
| MAPLEWOOD DRIVE BRANCH | 2250 Maplewood Dr | Sulphur, LA |
| 324 EAST MC NEESE STREET BRANCH | 324 E Mcneese St | Lake Charles, LA |
| 2214 SAMPSON STREET BRANCH | 2214 Sampson St | Westlake, LA |
| 519 NORTH PINE BRANCH | 519 N Pine St | De Ridder, LA |
| LAKE CHARLES BRANCH | 640 Sam Houston Jones Pkwy | Lake Charles, LA |
| 701 KEYSER AVENUE | 701 Keyser Ave | Natchitoches, LA |
| OAKDALE BRANCH | 222 S 10th St | Oakdale, LA |
Showing 7 of 15
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | N/A |
| Primary Regulator | OCC |
| Established Date | 10/31/1949 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 70601 |
| State and County Number | 22019 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 38 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Lake Charles, LA |
Operational Info
| Number of Employees | 200 |
| Domestic Offices | 16 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.ffbla.bank |
| Data Updated | 01/30/2026 |
| CERT | 30441 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.14B |
| Total Deposits | $975.71M |
| Total Liabilities | $1.01B |
| Total Equity Capital | $124.95M |
| Net Income | $1.03M |
| Net Loans and Leases | $653.32M |
| Assets Per Employee ($Millions) | $5.71M |
| Bank Premises and Fixed Assets | $20.26M |
| Cash and Balances due from Depository Institutions | $97.32M |
| Deposits Held in Domestic Offices | $975.71M |
Key Performance Ratios
| Return on Assets (ROA) | 0.36% |
| Return on Equity (ROE) | 3.33% |
| Net Interest Margin | 2.77% |
| Efficiency Ratio | 84.8% |
| Tier 1 Risk-Based Capital Ratio | 21.093% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.991% |
| Earning Assets to total Assets | 93.31% |
Income and Expense
| Total Interest Income | $12.36M |
| Total Noninterest Income | $1.76M |
| Total Interest Expense | $4.98M |
| Total Noninterest Expense | $7.75M |
| Net Interest Income | $7.38M |
| Pre-tax Net Operating Income | $1.22M |
| Provision for Credit Losses | $172.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $250.00k |
| Other borrowed funds | $25.23M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $10.99M |
| Total Liabilities and Capital | $1.14B |
Securities
| Securities | $323.82M |
| Available-for-sale debt securities | $166.40M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $157.04M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Federal Bank of Louisiana?
$1.14B as of the latest filing.
How much are First Federal Bank of Louisiana's total deposits?
$975.71M in total deposits.
Where is First Federal Bank of Louisiana located?
Lake Charles, LA.
What is the Net Interest Margin?
2.77%.
How many domestic offices does it operate?
16.
When was it established?
10/31/1949.
What is the Return on Assets (ROA)?
0.36%.
How much are total loans and leases?
$653.32M (latest filing).
What is the total interest income (latest filing)?
$12.36M.