Iowa Falls State Bank
Iowa Falls, IA
IDRSSD: 989141
Total Assets
$202.83M
Latest filing
Total Deposits
$156.87M
Latest filing
Net Interest Margin
4.14%
Profitability
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Green Belt Bank & Trust
Iowa Falls, Iowa
→
Assets: $711.96MΔ +269.6%
Chelsea Savings Bank
Belle Plaine, Iowa
→
Assets: $192.83MΔ +0.1%
Security Savings Bank
Gowrie, Iowa
→
Assets: $191.22MΔ -0.7%
Keystone Savings Bank
Marengo, Iowa
→
Assets: $194.36MΔ +0.9%
Farmers Trust & Savings Bank
Williamsburg, Iowa
→
Assets: $190.67MΔ -1.0%
State Bank & Trust Co.
Nevada, Iowa
→
Assets: $194.92MΔ +1.2%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1933 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50126 |
| State and County Number | 19083 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 29 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 12/06/1953 |
| Primary Insurance Agency | DIF |
| Website | www.ifsbank.com |
| Data Updated | 11/14/2025 |
| CERT | 15311 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $202.83M |
| Total Deposits | $156.87M |
| Total Liabilities | $172.42M |
| Total Equity Capital | $30.41M |
| Net Income | $466.00k |
| Net Loans and Leases | $99.97M |
| Assets Per Employee ($Millions) | $6.99M |
| Bank Premises and Fixed Assets | $1.46M |
| Cash and Balances due from Depository Institutions | $1.90M |
| Deposits Held in Domestic Offices | $156.87M |
Key Performance Ratios
| Return on Assets (ROA) | 0.94% |
| Return on Equity (ROE) | 6.2% |
| Net Interest Margin | 4.14% |
| Efficiency Ratio | 54.14% |
| Tier 1 Risk-Based Capital Ratio | 12.01% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.993% |
| Earning Assets to total Assets | 89.41% |
Income and Expense
| Total Interest Income | $2.77M |
| Total Noninterest Income | $209.00k |
| Total Interest Expense | $949.00k |
| Total Noninterest Expense | $1.38M |
| Net Interest Income | $1.82M |
| Pre-tax Net Operating Income | $634.00k |
| Provision for Credit Losses | $20.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $13.70M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.85M |
| Total Liabilities and Capital | $202.83M |
Securities
| Securities | $81.27M |
| Available-for-sale debt securities | $81.27M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Iowa Falls State Bank?
$202.83M as of the latest filing.
How much are Iowa Falls State Bank's total deposits?
$156.87M in total deposits.
Where is Iowa Falls State Bank located?
Iowa Falls, IA.
What is the Net Interest Margin?
4.14%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1933.
What is the Return on Assets (ROA)?
0.94%.
How much are total loans and leases?
$99.97M (latest filing).
What is the total interest income (latest filing)?
$2.77M.