BANK
Wapello, IA
IDRSSD: 952846
Total Assets
$201.50M
Latest filing
Total Deposits
$175.14M
Latest filing
Net Interest Margin
4.39%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 02/13/1931 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52653 |
| State and County Number | 19115 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 30 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/02/2025 |
| Date of Deposit Insurance | 04/25/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bank.bank |
| Data Updated | 11/14/2025 |
| CERT | 14291 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $201.50M |
| Total Deposits | $175.14M |
| Total Liabilities | $181.59M |
| Total Equity Capital | $19.91M |
| Net Income | $142.00k |
| Net Loans and Leases | $131.03M |
| Assets Per Employee ($Millions) | $5.6M |
| Bank Premises and Fixed Assets | $6.56M |
| Cash and Balances due from Depository Institutions | $37.51M |
| Deposits Held in Domestic Offices | $175.14M |
Key Performance Ratios
| Return on Assets (ROA) | 0.31% |
| Return on Equity (ROE) | 3.13% |
| Net Interest Margin | 4.39% |
| Efficiency Ratio | 78.18% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.2% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.883% |
| Earning Assets to total Assets | 76.53% |
Income and Expense
| Total Interest Income | $2.63M |
| Total Noninterest Income | $295.00k |
| Total Interest Expense | $1.06M |
| Total Noninterest Expense | $1.46M |
| Net Interest Income | $1.57M |
| Pre-tax Net Operating Income | $315.00k |
| Provision for Credit Losses | $92.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $5.08M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.36M |
| Total Liabilities and Capital | $201.50M |
Securities
| Securities | $16.01M |
| Available-for-sale debt securities | $15.85M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of BANK?
$201.50M as of the latest filing.
How much are BANK's total deposits?
$175.14M in total deposits.
Where is BANK located?
Wapello, IA.
What is the Net Interest Margin?
4.39%.
How many domestic offices does it operate?
5.
When was it established?
02/13/1931.
What is the Return on Assets (ROA)?
0.31%.
How much are total loans and leases?
$131.03M (latest filing).
What is the total interest income (latest filing)?
$2.63M.