Farmers Savings Bank
Fostoria, IA
IDRSSD: 624648
Total Assets
$216.25M
Latest filing
Total Deposits
$162.07M
Latest filing
Net Interest Margin
3.22%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
073919005FOSTORIA, IA
Key People
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Locations
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Main Office
Farmers Savings Bank
10 Highway Avenue Northwest
Fostoria, IA 51340
Full Service - Brick and Mortar
Updated 04/10/2026Established 08/24/1916FDIC Certificate 12200
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Farmers Savings Bank (Main) | 10 Highway Avenue Northwest | Fostoria, IA |
| MILFORD BRANCH | 2121 Okoboji Ave | Milford, IA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/24/1916 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 51340 |
| State and County Number | 19041 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Spencer, IA |
Operational Info
| Number of Employees | 20 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 08/04/1960 |
| Primary Insurance Agency | DIF |
| Website | www.fsbfostoria.com |
| Data Updated | 04/10/2026 |
| CERT | 18284 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $216.25M |
| Total Deposits | $162.07M |
| Total Liabilities | $191.36M |
| Total Equity Capital | $24.89M |
| Net Income | $489.00k |
| Net Loans and Leases | $168.99M |
| Assets Per Employee ($Millions) | $9.83M |
| Bank Premises and Fixed Assets | $1.56M |
| Cash and Balances due from Depository Institutions | $4.95M |
| Deposits Held in Domestic Offices | $162.07M |
Key Performance Ratios
| Return on Assets (ROA) | 0.91% |
| Return on Equity (ROE) | 7.9% |
| Net Interest Margin | 3.22% |
| Efficiency Ratio | 59.61% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.508% |
| Earning Assets to total Assets | 95.38% |
Income and Expense
| Total Interest Income | $2.75M |
| Total Noninterest Income | $76.00k |
| Total Interest Expense | $1.11M |
| Total Noninterest Expense | $1.03M |
| Net Interest Income | $1.65M |
| Pre-tax Net Operating Income | $621.00k |
| Provision for Credit Losses | $75.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $28.73M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.31M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $567.00k |
| Total Liabilities and Capital | $216.25M |
Securities
| Securities | $33.54M |
| Available-for-sale debt securities | $33.54M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Farmers Savings Bank?
$216.25M as of the latest filing.
How much are Farmers Savings Bank's total deposits?
$162.07M in total deposits.
Where is Farmers Savings Bank located?
Fostoria, IA.
What is the Net Interest Margin?
3.22%.
How many domestic offices does it operate?
2.
When was it established?
08/24/1916.
What is the Return on Assets (ROA)?
0.91%.
How much are total loans and leases?
$168.99M (latest filing).
What is the total interest income (latest filing)?
$2.75M.