Farmers Savings Bank & Trust
Traer, IA
IDRSSD: 368344
Total Assets
$212.50M
Latest filing
Total Deposits
$192.61M
Latest filing
Net Interest Margin
3.33%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
073918459TRAER, IA
Key People
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Locations
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Main Office
Farmers Savings Bank & Trust
611 2nd St
Traer, IA 50675
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1915FDIC Certificate 6475
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Farmers Savings Bank & Trust (Main) | 611 2nd St | Traer, IA |
| FARMERS SAVINGS BANK & TRUST - VINTON BRANCH | 401 B Ave | Vinton, IA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1915 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50675 |
| State and County Number | 19171 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 21 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.fsb-traer.com |
| Data Updated | 01/30/2026 |
| CERT | 10122 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $212.50M |
| Total Deposits | $192.61M |
| Total Liabilities | $197.58M |
| Total Equity Capital | $14.92M |
| Net Income | $749.00k |
| Net Loans and Leases | $114.66M |
| Assets Per Employee ($Millions) | $10.12M |
| Bank Premises and Fixed Assets | $1.59M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $192.61M |
Key Performance Ratios
| Return on Assets (ROA) | 1.36% |
| Return on Equity (ROE) | 20.65% |
| Net Interest Margin | 3.33% |
| Efficiency Ratio | 59.6% |
| Tier 1 Risk-Based Capital Ratio | 17.903% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.022% |
| Earning Assets to total Assets | 93.53% |
Income and Expense
| Total Interest Income | $2.44M |
| Total Noninterest Income | $266.00k |
| Total Interest Expense | $731.00k |
| Total Noninterest Expense | $1.18M |
| Net Interest Income | $1.71M |
| Pre-tax Net Operating Income | $785.00k |
| Provision for Credit Losses | $15.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $3.19M |
| All Other Liabilities | $1.78M |
| Total Liabilities and Capital | $212.50M |
Securities
| Securities | $84.09M |
| Available-for-sale debt securities | $84.03M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Farmers Savings Bank & Trust?
$212.50M as of the latest filing.
How much are Farmers Savings Bank & Trust's total deposits?
$192.61M in total deposits.
Where is Farmers Savings Bank & Trust located?
Traer, IA.
What is the Net Interest Margin?
3.33%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1915.
What is the Return on Assets (ROA)?
1.36%.
How much are total loans and leases?
$114.66M (latest filing).
What is the total interest income (latest filing)?
$2.44M.