Farmers Trust & Savings Bank
Williamsburg, IA
IDRSSD: 382443
Total Assets
$189.60M
Latest filing
Total Deposits
$145.10M
Latest filing
Net Interest Margin
4.54%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52361 |
| State and County Number | 19095 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 17 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 05/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.ftsbia.com |
| Data Updated | 11/14/2025 |
| CERT | 14392 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $189.60M |
| Total Deposits | $145.10M |
| Total Liabilities | $147.87M |
| Total Equity Capital | $41.73M |
| Net Income | $1.29M |
| Net Loans and Leases | $140.54M |
| Assets Per Employee ($Millions) | $11.15M |
| Bank Premises and Fixed Assets | $850.00k |
| Cash and Balances due from Depository Institutions | $6.81M |
| Deposits Held in Domestic Offices | $145.10M |
Key Performance Ratios
| Return on Assets (ROA) | 2.72% |
| Return on Equity (ROE) | 12.57% |
| Net Interest Margin | 4.54% |
| Efficiency Ratio | 44.02% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 22.009% |
| Earning Assets to total Assets | 92.75% |
Income and Expense
| Total Interest Income | $2.71M |
| Total Noninterest Income | $396.00k |
| Total Interest Expense | $707.00k |
| Total Noninterest Expense | $1.06M |
| Net Interest Income | $2.00M |
| Pre-tax Net Operating Income | $1.34M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.77M |
| Total Liabilities and Capital | $189.60M |
Securities
| Securities | $31.60M |
| Available-for-sale debt securities | $31.59M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Farmers Trust & Savings Bank?
$189.60M as of the latest filing.
How much are Farmers Trust & Savings Bank's total deposits?
$145.10M in total deposits.
Where is Farmers Trust & Savings Bank located?
Williamsburg, IA.
What is the Net Interest Margin?
4.54%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
2.72%.
How much are total loans and leases?
$140.54M (latest filing).
What is the total interest income (latest filing)?
$2.71M.