State Bank & Trust Co.
Nevada, IA
IDRSSD: 229342
Total Assets
$196.36M
Latest filing
Total Deposits
$170.87M
Latest filing
Net Interest Margin
3.08%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
State Bank & Trust Co.
1025 6th St
Nevada, IA 50201
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/25/1939FDIC Certificate 9929
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| State Bank & Trust Co. (Main) | 1025 6th St | Nevada, IA | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/25/1939 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50201 |
| State and County Number | 19169 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Ames, IA |
Operational Info
| Number of Employees | 20 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 02/25/1939 |
| Primary Insurance Agency | DIF |
| Website | www.banksbt.com |
| Data Updated | 01/30/2026 |
| CERT | 15651 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $196.36M |
| Total Deposits | $170.87M |
| Total Liabilities | $177.00M |
| Total Equity Capital | $19.36M |
| Net Income | $758.00k |
| Net Loans and Leases | $108.73M |
| Assets Per Employee ($Millions) | $10.33M |
| Bank Premises and Fixed Assets | $876.00k |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $170.87M |
Key Performance Ratios
| Return on Assets (ROA) | 1.56% |
| Return on Equity (ROE) | 15.93% |
| Net Interest Margin | 3.08% |
| Efficiency Ratio | 45.81% |
| Tier 1 Risk-Based Capital Ratio | 15.903% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.2% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.861% |
| Earning Assets to total Assets | 94.26% |
Income and Expense
| Total Interest Income | $2.02M |
| Total Noninterest Income | $238.00k |
| Total Interest Expense | $605.00k |
| Total Noninterest Expense | $755.00k |
| Net Interest Income | $1.41M |
| Pre-tax Net Operating Income | $992.00k |
| Provision for Credit Losses | $-99,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $125.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.40M |
| Federal Funds Purchased and Repurchased Agreement | $5.32M |
| All Other Liabilities | $813.00k |
| Total Liabilities and Capital | $196.36M |
Securities
| Securities | $63.43M |
| Available-for-sale debt securities | $63.43M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of State Bank & Trust Co.?
$196.36M as of the latest filing.
How much are State Bank & Trust Co.'s total deposits?
$170.87M in total deposits.
Where is State Bank & Trust Co. located?
Nevada, IA.
What is the Net Interest Margin?
3.08%.
How many domestic offices does it operate?
1.
When was it established?
02/25/1939.
What is the Return on Assets (ROA)?
1.56%.
How much are total loans and leases?
$108.73M (latest filing).
What is the total interest income (latest filing)?
$2.02M.