Institution Class	Commercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary Regulator	FDIC
Established Date	02/25/1939
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	50201
State and County Number	19169
Subchapter S Corporations	No
Trust Powers	Trust Powers Grandfathered
Federal Reserve ID Number	07
Numeric code	21
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	Kansas City
Core Based Statistical Area Name	Ames, IA

Operational Info

Number of Employees	21
Domestic Offices	1
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	06/30/2024
Date of Deposit Insurance	02/25/1939
Primary Insurance Agency	DIF
Website	www.banksbt.com
Data Updated	11/14/2025
CERT	15651
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$193.14M
Total Deposits	$169.19M
Total Liabilities	$174.44M
Total Equity Capital	$0
Net Income	$582.00k
Net Loans and Leases	$110.28M
Assets Per Employee ($Millions)	$0M
Bank Premises and Fixed Assets	$0
Cash and Balances due from Depository Institutions	$0
Deposits Held in Domestic Offices	$0

Key Performance Ratios

Return on Assets (ROA)	0%
Return on Equity (ROE)	0%
Net Interest Margin	0%
Efficiency Ratio	0%
Tier 1 Risk-Based Capital Ratio	0%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	0%
Earning Assets to total Assets	0%

Income and Expense

Total Interest Income	$2.02M
Total Noninterest Income	$192.00k
Total Interest Expense	$666.00k
Total Noninterest Expense	$794.00k
Net Interest Income	$1.36M
Pre-tax Net Operating Income	$0
Provision for Credit Losses	$0
Discontinued Operations (Extraordinary Gains - Net)	$0

Additional Financial Info

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$0
Other borrowed funds	$0
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$0
Total Liabilities and Capital	$0

Securities

Securities	$0
Available-for-sale debt securities	$0
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

About State Bank & Trust Co.

Explore the latest call report data for State Bank & Trust Co.. Review total assets, deposits, income and expense breakdowns, and trends over time. Compare with similar institutions in the same city, state, and asset tier.

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Frequently Asked Questions

What are the total assets of State Bank & Trust Co.?

$193.14M as of the latest filing.

How much are State Bank & Trust Co.'s total deposits?

$169.19M in total deposits.

Where is State Bank & Trust Co. located?

Nevada, IA.

What is the Net Interest Margin?

Not available.

Is this bank FDIC insured?

Institutions that are currently open and insured by the FDIC.

How many domestic offices does it operate?

When was it established?

02/25/1939.

Who is the primary regulator?

FDIC.