Iowa Trust and Savings Bank
Centerville, IA
IDRSSD: 202541
Total Assets
$200.45M
Latest filing
Total Deposits
$140.37M
Latest filing
Net Interest Margin
3.80%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Iowa Trust and Savings Bank
200 N 10th St
Centerville, IA 52544
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1896FDIC Certificate 1016
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Iowa Trust and Savings Bank (Main) | 200 N 10th St | Centerville, IA |
| IOWA TRUST AND SAVINGS BANK - MORAVIA BRANCH | 23918 Highway J18 | Moravia, IA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1896 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52544 |
| State and County Number | 19007 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 27 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.iowatrust.bank |
| Data Updated | 01/30/2026 |
| CERT | 1547 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $200.45M |
| Total Deposits | $140.37M |
| Total Liabilities | $178.25M |
| Total Equity Capital | $22.20M |
| Net Income | $275.00k |
| Net Loans and Leases | $93.47M |
| Assets Per Employee ($Millions) | $7.71M |
| Bank Premises and Fixed Assets | $1.21M |
| Cash and Balances due from Depository Institutions | $28.35M |
| Deposits Held in Domestic Offices | $140.37M |
Key Performance Ratios
| Return on Assets (ROA) | 0.56% |
| Return on Equity (ROE) | 5% |
| Net Interest Margin | 3.8% |
| Efficiency Ratio | 57.87% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.075% |
| Earning Assets to total Assets | 97% |
Income and Expense
| Total Interest Income | $2.49M |
| Total Noninterest Income | $147.00k |
| Total Interest Expense | $666.00k |
| Total Noninterest Expense | $1.14M |
| Net Interest Income | $1.82M |
| Pre-tax Net Operating Income | $830.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $37.48M |
| All Other Liabilities | $400.00k |
| Total Liabilities and Capital | $200.45M |
Securities
| Securities | $73.63M |
| Available-for-sale debt securities | $73.63M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Iowa Trust and Savings Bank?
$200.45M as of the latest filing.
How much are Iowa Trust and Savings Bank's total deposits?
$140.37M in total deposits.
Where is Iowa Trust and Savings Bank located?
Centerville, IA.
What is the Net Interest Margin?
3.80%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1896.
What is the Return on Assets (ROA)?
0.56%.
How much are total loans and leases?
$93.47M (latest filing).
What is the total interest income (latest filing)?
$2.49M.