Institution Class	Commercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary Regulator	FDIC
Established Date	01/01/1896
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	52544
State and County Number	19007
Subchapter S Corporations	Yes
Trust Powers	Trust Powers Grandfathered
Federal Reserve ID Number	07
Numeric code	21
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	Kansas City
Core Based Statistical Area Name	N/A

Operational Info

Number of Employees	28
Domestic Offices	2
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	06/30/2024
Date of Deposit Insurance	01/01/1934
Primary Insurance Agency	DIF
Website	www.iowatrust.bank
Data Updated	11/14/2025
CERT	1547
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$194.79M
Total Deposits	$135.26M
Total Liabilities	$172.99M
Total Equity Capital	$21.80M
Net Income	$875.00k
Net Loans and Leases	$93.65M
Assets Per Employee ($Millions)	$7.21M
Bank Premises and Fixed Assets	$1.23M
Cash and Balances due from Depository Institutions	$11.02M
Deposits Held in Domestic Offices	$135.26M

Return on Assets (ROA)	1.78%
Return on Equity (ROE)	17.03%
Net Interest Margin	3.77%
Efficiency Ratio	53.21%
Tier 1 Risk-Based Capital Ratio	0%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	11.191%
Earning Assets to total Assets	96.97%

Total Interest Income	$2.42M
Total Noninterest Income	$149.00k
Total Interest Expense	$618.00k
Total Noninterest Expense	$1.04M
Net Interest Income	$1.80M
Pre-tax Net Operating Income	$912.00k
Provision for Credit Losses	$0
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$0
Other borrowed funds	$0
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$37.12M
All Other Liabilities	$611.00k
Total Liabilities and Capital	$194.79M

Securities	$85.23M
Available-for-sale debt securities	$85.23M
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of Iowa Trust and Savings Bank?

$194.79M as of the latest filing.

How much are Iowa Trust and Savings Bank's total deposits?

$135.26M in total deposits.

Where is Iowa Trust and Savings Bank located?

Centerville, IA.

What is the Net Interest Margin?

3.77%.

How many domestic offices does it operate?

When was it established?

01/01/1896.

What is the Return on Assets (ROA)?

1.78%.

How much are total loans and leases?

$93.65M (latest filing).

What is the total interest income (latest filing)?

$2.42M.