Keystone Savings Bank
Marengo, IA
IDRSSD: 931944
Total Assets
$195.13M
Latest filing
Total Deposits
$163.06M
Latest filing
Net Interest Margin
3.28%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Keystone Savings Bank
330 Western Avenue
Marengo, IA 52301
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/27/1935FDIC Certificate 11924
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Keystone Savings Bank (Main) | 330 Western Avenue | Marengo, IA |
| KEYSTONE BRANCH | 81 Main St | Keystone, IA |
| CENTER POINT BRANCH | 807 Rosedale Dr | Center Point, IA |
| PLEASANT HILL BRANCH | 6871 Ne 12th Ave | Pleasant Hill, IA |
| VICTOR BRANCH | 606 3rd St | Victor, IA |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/27/1935 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52301 |
| State and County Number | 19095 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 29 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 04/30/1959 |
| Primary Insurance Agency | DIF |
| Website | www.keystonesavings.bank |
| Data Updated | 01/30/2026 |
| CERT | 17993 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $195.13M |
| Total Deposits | $163.06M |
| Total Liabilities | $174.29M |
| Total Equity Capital | $20.83M |
| Net Income | $192.00k |
| Net Loans and Leases | $117.10M |
| Assets Per Employee ($Millions) | $6.73M |
| Bank Premises and Fixed Assets | $2.84M |
| Cash and Balances due from Depository Institutions | $6.66M |
| Deposits Held in Domestic Offices | $163.06M |
Key Performance Ratios
| Return on Assets (ROA) | 0.38% |
| Return on Equity (ROE) | 3.71% |
| Net Interest Margin | 3.28% |
| Efficiency Ratio | 83.51% |
| Tier 1 Risk-Based Capital Ratio | 15.883% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.676% |
| Earning Assets to total Assets | 95.53% |
Income and Expense
| Total Interest Income | $2.48M |
| Total Noninterest Income | $104.00k |
| Total Interest Expense | $909.00k |
| Total Noninterest Expense | $1.46M |
| Net Interest Income | $1.57M |
| Pre-tax Net Operating Income | $207.00k |
| Provision for Credit Losses | $10.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $10.36M |
| Federal Funds Sold & Reverse Repurchase Agreement | $474.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $873.00k |
| Total Liabilities and Capital | $195.13M |
Securities
| Securities | $63.97M |
| Available-for-sale debt securities | $63.97M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Keystone Savings Bank?
$195.13M as of the latest filing.
How much are Keystone Savings Bank's total deposits?
$163.06M in total deposits.
Where is Keystone Savings Bank located?
Marengo, IA.
What is the Net Interest Margin?
3.28%.
How many domestic offices does it operate?
5.
When was it established?
04/27/1935.
What is the Return on Assets (ROA)?
0.38%.
How much are total loans and leases?
$117.10M (latest filing).
What is the total interest income (latest filing)?
$2.48M.