Security Savings Bank
Gowrie, IA
IDRSSD: 616540
Total Assets
$194.16M
Latest filing
Total Deposits
$162.63M
Latest filing
Net Interest Margin
4.67%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
073918077GOWRIE, IA
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Security Savings Bank
1015 Market St
Gowrie, IA 50543
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/18/1914FDIC Certificate 8873
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Security Savings Bank (Main) | 1015 Market St | Gowrie, IA |
| MANSON BRANCH | 1001 Main St | Manson, IA |
| BOXHOLM BRANCH | 200 2nd St | Boxholm, IA |
| LEHIGH BRANCH | 116 Main St | Lehigh, IA |
| FARNHAMVILLE BRANCH | 320 Garfield Ave | Farnhamville, IA |
| DAYTON BRANCH | 39 S Main St | Dayton, IA |
| STRATFORD OFFICE | 725 Shakespeare Ave | Stratford, IA |
| HARCOURT BRANCH | 127 S Ash St | Harcourt, IA |
Showing 7 of 7
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
St. Ansgar State Bank
Saint Ansgar, Iowa
→
Assets: $185.31MΔ +0.8%
Mount Vernon Bank and Trust Company
Mount Vernon, Iowa
→
Assets: $181.26MΔ -1.4%
Peoples Savings Bank
Wellsburg, Iowa
→
Assets: $187.94MΔ +2.3%
Farmers Trust & Savings Bank
Williamsburg, Iowa
→
Assets: $189.60MΔ +3.2%
Boone Bank & Trust Co.
Boone, Iowa
→
Assets: $176.66MΔ -3.9%
State Savings Bank
Bedford, Iowa
→
Assets: $190.85MΔ +3.9%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 04/18/1914 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50543 |
| State and County Number | 19187 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Fort Dodge, IA |
Operational Info
| Number of Employees | 37 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 04/06/1934 |
| Primary Insurance Agency | DIF |
| Website | www.securitysavingsbank.com |
| Data Updated | 01/30/2026 |
| CERT | 14208 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $194.16M |
| Total Deposits | $162.63M |
| Total Liabilities | $166.76M |
| Total Equity Capital | $27.40M |
| Net Income | $909.00k |
| Net Loans and Leases | $134.28M |
| Assets Per Employee ($Millions) | $5.11M |
| Bank Premises and Fixed Assets | $1.07M |
| Cash and Balances due from Depository Institutions | $6.31M |
| Deposits Held in Domestic Offices | $162.63M |
Key Performance Ratios
| Return on Assets (ROA) | 1.92% |
| Return on Equity (ROE) | 13.38% |
| Net Interest Margin | 4.67% |
| Efficiency Ratio | 54.6% |
| Tier 1 Risk-Based Capital Ratio | 15.09% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.11% |
| Earning Assets to total Assets | 91.14% |
Income and Expense
| Total Interest Income | $2.56M |
| Total Noninterest Income | $256.00k |
| Total Interest Expense | $549.00k |
| Total Noninterest Expense | $1.27M |
| Net Interest Income | $2.01M |
| Pre-tax Net Operating Income | $948.00k |
| Provision for Credit Losses | $45.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $250.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $13.42M |
| Federal Funds Purchased and Repurchased Agreement | $2.00M |
| All Other Liabilities | $1.89M |
| Total Liabilities and Capital | $194.16M |
Securities
| Securities | $26.62M |
| Available-for-sale debt securities | $26.62M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Security Savings Bank?
$194.16M as of the latest filing.
How much are Security Savings Bank's total deposits?
$162.63M in total deposits.
Where is Security Savings Bank located?
Gowrie, IA.
What is the Net Interest Margin?
4.67%.
How many domestic offices does it operate?
8.
When was it established?
04/18/1914.
What is the Return on Assets (ROA)?
1.92%.
How much are total loans and leases?
$134.28M (latest filing).
What is the total interest income (latest filing)?
$2.56M.