Visbanking Logo

Chelsea Savings Bank

Belle Plaine, IA
IDRSSD: 771748
Total Assets
$197.18M
Latest filing
Total Deposits
$171.14M
Latest filing
Net Interest Margin
3.37%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

Iowa Falls State Bank
Iowa Falls, Iowa
→
Assets: $192.62MΔ -0.1%
Keystone Savings Bank
Marengo, Iowa
→
Assets: $194.36MΔ +0.8%
Security Savings Bank
Gowrie, Iowa
→
Assets: $191.22MΔ -0.8%
State Bank & Trust Co.
Nevada, Iowa
→
Assets: $194.92MΔ +1.1%
Farmers Trust & Savings Bank
Williamsburg, Iowa
→
Assets: $190.67MΔ -1.1%
Peoples Savings Bank
Wellsburg, Iowa
→
Assets: $190.18MΔ -1.4%

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date10/19/1936
Community BankYes
Ownership TypeNot Mutual
ZIP52208
State and County Number19011
Subchapter S CorporationsYes
Trust PowersTrust Powers Grandfathered
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameCedar Rapids, IA

Operational Info

Number of Employees23
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance10/19/1936
Primary Insurance AgencyDIF
Websitewww.chelseasavingsbank.com
Data Updated11/14/2025
CERT15427
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$197.18M
Total Deposits$171.14M
Total Liabilities$176.37M
Total Equity Capital$20.81M
Net Income$802.00k
Net Loans and Leases$80.90M
Assets Per Employee ($Millions)$8.22M
Bank Premises and Fixed Assets$811.00k
Cash and Balances due from Depository Institutions$7.97M
Deposits Held in Domestic Offices$171.14M

Key Performance Ratios

Return on Assets (ROA)1.65%
Return on Equity (ROE)16.49%
Net Interest Margin3.37%
Efficiency Ratio43.75%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.554%
Earning Assets to total Assets95.92%

Income and Expense

Total Interest Income$2.32M
Total Noninterest Income$61.00k
Total Interest Expense$743.00k
Total Noninterest Expense$781.00k
Net Interest Income$1.58M
Pre-tax Net Operating Income$858.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$4.31M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$920.00k
Total Liabilities and Capital$197.18M

Securities

Securities$103.38M
Available-for-sale debt securities$103.38M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Chelsea Savings Bank?
$197.18M as of the latest filing.
How much are Chelsea Savings Bank's total deposits?
$171.14M in total deposits.
Where is Chelsea Savings Bank located?
Belle Plaine, IA.
What is the Net Interest Margin?
3.37%.
How many domestic offices does it operate?
5.
When was it established?
10/19/1936.
What is the Return on Assets (ROA)?
1.65%.
How much are total loans and leases?
$80.90M (latest filing).
What is the total interest income (latest filing)?
$2.32M.