Gunnison Savings and Loan Association

Gunnison, CO
IDRSSD: 388874
Total Assets
$102.69M
Latest filing
Total Deposits
$83.73M
Latest filing
Net Interest Margin
2.28%
Profitability

Locations

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Main Office
Gunnison Savings and Loan Association
303 N Main St
Gunnison, CO 81230
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1911FDIC Certificate 43222

Branches (0)

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NameAddressCity / State
No branch data available.
Gunnison Savings and Loan Association (Main)303 N Main StGunnison, CO

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassN/A
Primary RegulatorFDIC
Established Date01/01/1911
Community BankYes
Ownership TypeMutual
ZIP81230
State and County Number08051
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code36
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees15
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.gunnisonsl.com
Data Updated11/14/2025
CERT30388
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$102.69M
Total Deposits$83.73M
Total Liabilities$89.65M
Total Equity Capital$13.04M
Net Income$-38,000
Net Loans and Leases$58.65M
Assets Per Employee ($Millions)$7.33M
Bank Premises and Fixed Assets$1.02M
Cash and Balances due from Depository Institutions$5.24M
Deposits Held in Domestic Offices$83.73M

Key Performance Ratios

Return on Assets (ROA)-0.15%
Return on Equity (ROE)-1.17%
Net Interest Margin2.28%
Efficiency Ratio97.57%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.695%
Earning Assets to total Assets96.83%

Income and Expense

Total Interest Income$1.03M
Total Noninterest Income$13.00k
Total Interest Expense$463.00k
Total Noninterest Expense$563.00k
Net Interest Income$564.00k
Pre-tax Net Operating Income$-38,000
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$5.75M
Federal Funds Sold & Reverse Repurchase Agreement$4.50M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$176.00k
Total Liabilities and Capital$102.69M

Securities

Securities$31.79M
Available-for-sale debt securities$8.46M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$23.33M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Gunnison Savings and Loan Association?
$102.69M as of the latest filing.
How much are Gunnison Savings and Loan Association's total deposits?
$83.73M in total deposits.
Where is Gunnison Savings and Loan Association located?
Gunnison, CO.
What is the Net Interest Margin?
2.28%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1911.
What is the Return on Assets (ROA)?
-0.15%.
How much are total loans and leases?
$58.65M (latest filing).
What is the total interest income (latest filing)?
$1.03M.