Golden Bank, National Association
Houston, TX
IDRSSD: 536059
Total Assets
$2.23B
Latest filing
Total Deposits
$1.87B
Latest filing
Net Interest Margin
3.96%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Golden Bank, National Association
9315 Bellaire Blvd
Houston, TX 77036
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/03/1985FDIC Certificate 32555
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Golden Bank, National Association (Main) | 9315 Bellaire Blvd | Houston, TX |
| SUGAR LAND BRANCH | 2287 Highway 6 | Sugar Land, TX |
| RICHARDSON BRANCH | 300 Terrace Dr | Richardson, TX |
| LEGACY BRANCH | 240 Legacy Dr | Plano, TX |
| HARWIN BRANCH | 7250 Harwin Dr | Houston, TX |
| ROWLAND HEIGHTS BRANCH | 17458 Colima Rd | Rowland Heights, CA |
| TUSTIN BRANCH | 2827 Park Ave | Tustin, CA |
| ALHAMBRA BRANCH | 105 E Valley Blvd | Alhambra, CA |
Showing 7 of 10
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 05/03/1985 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77036 |
| State and County Number | 48201 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Houston-The Woodlands-Sugar Land, TX |
Operational Info
| Number of Employees | 149 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/25/2024 |
| Date of Deposit Insurance | 05/03/1985 |
| Primary Insurance Agency | DIF |
| Website | www.goldenbank-na.com |
| Data Updated | 11/14/2025 |
| CERT | 26223 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.23B |
| Total Deposits | $1.87B |
| Total Liabilities | $1.94B |
| Total Equity Capital | $282.55M |
| Net Income | $9.76M |
| Net Loans and Leases | $1.80B |
| Assets Per Employee ($Millions) | $15.45M |
| Bank Premises and Fixed Assets | $10.25M |
| Cash and Balances due from Depository Institutions | $304.63M |
| Deposits Held in Domestic Offices | $1.87B |
Key Performance Ratios
| Return on Assets (ROA) | 1.77% |
| Return on Equity (ROE) | 14.08% |
| Net Interest Margin | 3.96% |
| Efficiency Ratio | 37.83% |
| Tier 1 Risk-Based Capital Ratio | 15.083% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.16% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.697% |
| Earning Assets to total Assets | 97.24% |
Income and Expense
| Total Interest Income | $38.22M |
| Total Noninterest Income | $705.00k |
| Total Interest Expense | $17.03M |
| Total Noninterest Expense | $8.29M |
| Net Interest Income | $21.18M |
| Pre-tax Net Operating Income | $12.72M |
| Provision for Credit Losses | $880.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $35.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $39.55M |
| Total Liabilities and Capital | $2.23B |
Securities
| Securities | $64.62M |
| Available-for-sale debt securities | $59.44M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Golden Bank, National Association?
$2.23B as of the latest filing.
How much are Golden Bank, National Association's total deposits?
$1.87B in total deposits.
Where is Golden Bank, National Association located?
Houston, TX.
What is the Net Interest Margin?
3.96%.
How many domestic offices does it operate?
11.
When was it established?
05/03/1985.
What is the Return on Assets (ROA)?
1.77%.
How much are total loans and leases?
$1.80B (latest filing).
What is the total interest income (latest filing)?
$38.22M.