Texas Gulf Bank, National Association
Houston, TX
IDRSSD: 514655
Total Assets
$695.32M
Latest filing
Total Deposits
$612.11M
Latest filing
Net Interest Margin
3.87%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Texas Gulf Bank, National Association
1626 S Voss Rd
Houston, TX 77057
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/13/1913FDIC Certificate 2065
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Texas Gulf Bank, National Association (Main) | 1626 S Voss Rd | Houston, TX |
| FREEPORT BRANCH | 1400 N Brazosport Blvd | Freeport, TX |
| CLUTE BRANCH | 1030 Dixie Dr | Clute, TX |
| ANGLETON BRANCH | 1717 N Velasco St | Angleton, TX |
| LAKE JACKSON BRANCH | 203 This Way St | Lake Jackson, TX |
| WEST COLUMBIA | 109 East Brazos Avenie | West Columbia, TX |
| FRIENDSWOOD BRANCH | 1003 S Friendswood Dr | Friendswood, TX |
| TEXAS GULF BANK, N.A. - HOUSTON BRANCH | 2517 River Oaks Blvd | Houston, TX |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 07/13/1913 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77057 |
| State and County Number | 48201 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Houston-The Woodlands-Sugar Land, TX |
Operational Info
| Number of Employees | 121 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 07/01/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.texasgulfbank.com |
| Data Updated | 11/14/2025 |
| CERT | 3206 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $695.32M |
| Total Deposits | $612.11M |
| Total Liabilities | $616.36M |
| Total Equity Capital | $78.96M |
| Net Income | $1.45M |
| Net Loans and Leases | $488.02M |
| Assets Per Employee ($Millions) | $5.7M |
| Bank Premises and Fixed Assets | $11.03M |
| Cash and Balances due from Depository Institutions | $8.20M |
| Deposits Held in Domestic Offices | $612.11M |
Key Performance Ratios
| Return on Assets (ROA) | 0.84% |
| Return on Equity (ROE) | 7.31% |
| Net Interest Margin | 3.87% |
| Efficiency Ratio | 77.81% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.356% |
| Earning Assets to total Assets | 96.44% |
Income and Expense
| Total Interest Income | $9.42M |
| Total Noninterest Income | $1.16M |
| Total Interest Expense | $2.96M |
| Total Noninterest Expense | $5.93M |
| Net Interest Income | $6.46M |
| Pre-tax Net Operating Income | $1.45M |
| Provision for Credit Losses | $243.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.31M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.95M |
| Total Liabilities and Capital | $695.32M |
Securities
| Securities | $181.90M |
| Available-for-sale debt securities | $181.90M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Texas Gulf Bank, National Association?
$695.32M as of the latest filing.
How much are Texas Gulf Bank, National Association's total deposits?
$612.11M in total deposits.
Where is Texas Gulf Bank, National Association located?
Houston, TX.
What is the Net Interest Margin?
3.87%.
How many domestic offices does it operate?
9.
When was it established?
07/13/1913.
What is the Return on Assets (ROA)?
0.84%.
How much are total loans and leases?
$488.02M (latest filing).
What is the total interest income (latest filing)?
$9.42M.