Unity National Bank of Houston
Houston, TX
IDRSSD: 853251
Total Assets
$228.69M
Latest filing
Total Deposits
$197.08M
Latest filing
Net Interest Margin
3.29%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
113001242HOUSTON, TX
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Unity National Bank of Houston
2602 Blodgett St
Houston, TX 77004
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/01/1985FDIC Certificate 32907
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Unity National Bank of Houston (Main) | 2602 Blodgett St | Houston, TX |
| MISSOURI BRANCH | 1661 Texas Parkway (fm 2234) | Missouri City, TX |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 08/01/1985 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77004 |
| State and County Number | 48201 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Houston-The Woodlands-Sugar Land, TX |
Operational Info
| Number of Employees | 39 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/01/1985 |
| Primary Insurance Agency | DIF |
| Website | www.unitybanktexas.com |
| Data Updated | 01/30/2026 |
| CERT | 26351 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $228.69M |
| Total Deposits | $197.08M |
| Total Liabilities | $199.68M |
| Total Equity Capital | $29.01M |
| Net Income | $833.00k |
| Net Loans and Leases | $135.52M |
| Assets Per Employee ($Millions) | $5.86M |
| Bank Premises and Fixed Assets | $2.19M |
| Cash and Balances due from Depository Institutions | $13.04M |
| Deposits Held in Domestic Offices | $197.08M |
Key Performance Ratios
| Return on Assets (ROA) | 1.44% |
| Return on Equity (ROE) | 11.65% |
| Net Interest Margin | 3.29% |
| Efficiency Ratio | 90.89% |
| Tier 1 Risk-Based Capital Ratio | 21.279% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.685% |
| Earning Assets to total Assets | 89.9% |
Income and Expense
| Total Interest Income | $3.24M |
| Total Noninterest Income | $9.23M |
| Total Interest Expense | $1.53M |
| Total Noninterest Expense | $9.94M |
| Net Interest Income | $1.71M |
| Pre-tax Net Operating Income | $1.06M |
| Provision for Credit Losses | $-62,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $449.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $6.80M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.60M |
| Total Liabilities and Capital | $228.69M |
Securities
| Securities | $52.36M |
| Available-for-sale debt securities | $52.36M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Unity National Bank of Houston?
$228.69M as of the latest filing.
How much are Unity National Bank of Houston's total deposits?
$197.08M in total deposits.
Where is Unity National Bank of Houston located?
Houston, TX.
What is the Net Interest Margin?
3.29%.
How many domestic offices does it operate?
2.
When was it established?
08/01/1985.
What is the Return on Assets (ROA)?
1.44%.
How much are total loans and leases?
$135.52M (latest filing).
What is the total interest income (latest filing)?
$3.24M.