American First National Bank
Houston, TX
IDRSSD: 2694681
Total Assets
$2.89B
Latest filing
Total Deposits
$2.46B
Latest filing
Net Interest Margin
4.18%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
American First National Bank
9999 Bellaire Blvd
Houston, TX 77036
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/18/1998FDIC Certificate 61033
Branches (19)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| American First National Bank (Main) | 9999 Bellaire Blvd | Houston, TX |
| ARLINGTON BRANCH | 2200 New York Ave | Arlington, TX |
| GARLAND BRANCH | 3306 W Walnut St | Garland, TX |
| RICHARDSON BRANCH | 400 N Greenville Ave | Richardson, TX |
| FIRST COLONY BRANCH | 4915 Highway 6 | Missouri City, TX |
| HARWIN BRANCH | 7038 Harwin Dr | Houston, TX |
| HARRY HINES BRANCH | 2630 Royal Ln | Dallas, TX |
| AMERICAN FIRST NATIONAL BANK - PLANO BRANCH | 1908 K Ave | Plano, TX |
Showing 7 of 19
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 05/18/1998 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 77036 |
| State and County Number | 48201 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Houston-The Woodlands-Sugar Land, TX |
Operational Info
| Number of Employees | 241 |
| Domestic Offices | 20 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/18/1998 |
| Primary Insurance Agency | DIF |
| Website | www.afnb.com |
| Data Updated | 11/14/2025 |
| CERT | 34656 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.89B |
| Total Deposits | $2.46B |
| Total Liabilities | $2.51B |
| Total Equity Capital | $385.70M |
| Net Income | $13.85M |
| Net Loans and Leases | $2.35B |
| Assets Per Employee ($Millions) | $11.62M |
| Bank Premises and Fixed Assets | $25.87M |
| Cash and Balances due from Depository Institutions | $378.99M |
| Deposits Held in Domestic Offices | $2.46B |
Key Performance Ratios
| Return on Assets (ROA) | 1.92% |
| Return on Equity (ROE) | 14.64% |
| Net Interest Margin | 4.18% |
| Efficiency Ratio | 39.31% |
| Tier 1 Risk-Based Capital Ratio | 15.643% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.334% |
| Earning Assets to total Assets | 96.97% |
Income and Expense
| Total Interest Income | $49.48M |
| Total Noninterest Income | $595.00k |
| Total Interest Expense | $20.33M |
| Total Noninterest Expense | $11.70M |
| Net Interest Income | $29.15M |
| Pre-tax Net Operating Income | $17.54M |
| Provision for Credit Losses | $511.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $3.85M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.05M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $43.22M |
| Total Liabilities and Capital | $2.89B |
Securities
| Securities | $103.57M |
| Available-for-sale debt securities | $103.57M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of American First National Bank?
$2.89B as of the latest filing.
How much are American First National Bank's total deposits?
$2.46B in total deposits.
Where is American First National Bank located?
Houston, TX.
What is the Net Interest Margin?
4.18%.
How many domestic offices does it operate?
20.
When was it established?
05/18/1998.
What is the Return on Assets (ROA)?
1.92%.
How much are total loans and leases?
$2.35B (latest filing).
What is the total interest income (latest filing)?
$49.48M.