Integrity Bank SSB

Houston, TX
IDRSSD: 5879201
Total Assets
$152.13M
Latest filing
Total Deposits
$115.22M
Latest filing
Net Interest Margin
4.56%
Profitability

Locations

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Main Office
Integrity Bank SSB
8584 Katy Fwy
Houston, TX 77024
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/11/2024FDIC Certificate 657242

Branches (0)

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NameAddressCity / State
No branch data available.
Integrity Bank SSB (Main)8584 Katy FwyHouston, TX

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date10/11/2024
Community BankYes
Ownership TypeNot Mutual
ZIP77024
State and County Number48201
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number11
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameHouston-The Woodlands-Sugar Land, TX

Operational Info

Number of Employees20
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date10/11/2024
Date of Deposit Insurance10/11/2024
Primary Insurance AgencyDIF
Websitewww.itx.bank
Data Updated11/14/2025
CERT59342
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$152.13M
Total Deposits$115.22M
Total Liabilities$116.02M
Total Equity Capital$36.12M
Net Income$-267,000
Net Loans and Leases$85.60M
Assets Per Employee ($Millions)$7.24M
Bank Premises and Fixed Assets$1.54M
Cash and Balances due from Depository Institutions$63.27M
Deposits Held in Domestic Offices$115.22M

Key Performance Ratios

Return on Assets (ROA)-0.82%
Return on Equity (ROE)-2.95%
Net Interest Margin4.56%
Efficiency Ratio96.54%
Tier 1 Risk-Based Capital Ratio36.437%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.97%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets23.739%
Earning Assets to total Assets96.9%

Income and Expense

Total Interest Income$1.99M
Total Noninterest Income$8.00k
Total Interest Expense$552.00k
Total Noninterest Expense$1.40M
Net Interest Income$1.44M
Pre-tax Net Operating Income$-267,000
Provision for Credit Losses$317.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$804.00k
Total Liabilities and Capital$152.13M

Securities

Securities$0
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Integrity Bank SSB?
$152.13M as of the latest filing.
How much are Integrity Bank SSB's total deposits?
$115.22M in total deposits.
Where is Integrity Bank SSB located?
Houston, TX.
What is the Net Interest Margin?
4.56%.
How many domestic offices does it operate?
1.
When was it established?
10/11/2024.
What is the Return on Assets (ROA)?
-0.82%.
How much are total loans and leases?
$85.60M (latest filing).
What is the total interest income (latest filing)?
$1.99M.