Bank of Houston
Houston, TX
IDRSSD: 583754
Total Assets
$744.48M
Latest filing
Total Deposits
$603.37M
Latest filing
Net Interest Margin
4.11%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
111903591HOUSTON, TX
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Houston
4400 Post Oak Pkwy
Houston, TX 77027
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/31/1892FDIC Certificate 2041
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Houston (Main) | 4400 Post Oak Pkwy | Houston, TX |
| DUBLIN BRANCH | 128 S Patrick St | Dublin, TX |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/31/1892 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77027 |
| State and County Number | 48201 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Houston-The Woodlands-Sugar Land, TX |
Operational Info
| Number of Employees | 51 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | https://www.bohbank.com |
| Data Updated | 01/30/2026 |
| CERT | 3178 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $744.48M |
| Total Deposits | $603.37M |
| Total Liabilities | $648.06M |
| Total Equity Capital | $96.43M |
| Net Income | $2.96M |
| Net Loans and Leases | $619.85M |
| Assets Per Employee ($Millions) | $14.6M |
| Bank Premises and Fixed Assets | $2.12M |
| Cash and Balances due from Depository Institutions | $93.86M |
| Deposits Held in Domestic Offices | $603.37M |
Key Performance Ratios
| Return on Assets (ROA) | 1.56% |
| Return on Equity (ROE) | 12.43% |
| Net Interest Margin | 4.11% |
| Efficiency Ratio | 49.71% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.952% |
| Earning Assets to total Assets | 96.75% |
Income and Expense
| Total Interest Income | $12.47M |
| Total Noninterest Income | $212.00k |
| Total Interest Expense | $4.93M |
| Total Noninterest Expense | $3.86M |
| Net Interest Income | $7.54M |
| Pre-tax Net Operating Income | $3.75M |
| Provision for Credit Losses | $148.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $40.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.69M |
| Total Liabilities and Capital | $744.48M |
Securities
| Securities | $10.85M |
| Available-for-sale debt securities | $10.85M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Houston?
$744.48M as of the latest filing.
How much are Bank of Houston's total deposits?
$603.37M in total deposits.
Where is Bank of Houston located?
Houston, TX.
What is the Net Interest Margin?
4.11%.
How many domestic offices does it operate?
2.
When was it established?
01/31/1892.
What is the Return on Assets (ROA)?
1.56%.
How much are total loans and leases?
$619.85M (latest filing).
What is the total interest income (latest filing)?
$12.47M.