Bank of Houston
Houston, TX
IDRSSD: 583754
Total Assets
$771.39M
Latest filing
Total Deposits
$629.07M
Latest filing
Net Interest Margin
3.98%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Houston
4400 Post Oak Pkwy
Houston, TX 77027
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/31/1892FDIC Certificate 2041
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Houston (Main) | 4400 Post Oak Pkwy | Houston, TX |
| DUBLIN BRANCH | 128 S Patrick St | Dublin, TX |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/31/1892 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77027 |
| State and County Number | 48201 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Houston-The Woodlands-Sugar Land, TX |
Operational Info
| Number of Employees | 51 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | https://www.bohbank.com |
| Data Updated | 11/14/2025 |
| CERT | 3178 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $771.39M |
| Total Deposits | $629.07M |
| Total Liabilities | $677.53M |
| Total Equity Capital | $93.86M |
| Net Income | $3.05M |
| Net Loans and Leases | $628.79M |
| Assets Per Employee ($Millions) | $15.13M |
| Bank Premises and Fixed Assets | $2.27M |
| Cash and Balances due from Depository Institutions | $108.98M |
| Deposits Held in Domestic Offices | $629.07M |
Key Performance Ratios
| Return on Assets (ROA) | 1.6% |
| Return on Equity (ROE) | 13.22% |
| Net Interest Margin | 3.98% |
| Efficiency Ratio | 47.62% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.168% |
| Earning Assets to total Assets | 96.96% |
Income and Expense
| Total Interest Income | $12.64M |
| Total Noninterest Income | $206.00k |
| Total Interest Expense | $5.30M |
| Total Noninterest Expense | $3.60M |
| Net Interest Income | $7.34M |
| Pre-tax Net Operating Income | $3.86M |
| Provision for Credit Losses | $90.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $43.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.46M |
| Total Liabilities and Capital | $771.39M |
Securities
| Securities | $13.69M |
| Available-for-sale debt securities | $13.69M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Houston?
$771.39M as of the latest filing.
How much are Bank of Houston's total deposits?
$629.07M in total deposits.
Where is Bank of Houston located?
Houston, TX.
What is the Net Interest Margin?
3.98%.
How many domestic offices does it operate?
2.
When was it established?
01/31/1892.
What is the Return on Assets (ROA)?
1.6%.
How much are total loans and leases?
$628.79M (latest filing).
What is the total interest income (latest filing)?
$12.64M.