Stellar Bank
Houston, TX
IDRSSD: 3579589
Total Assets
$10.79B
Latest filing
Total Deposits
$9.07B
Latest filing
Net Interest Margin
4.32%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
113025723HOUSTON, TX
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Stellar Bank
8727 W Sam Houston Pkwy N
Houston, TX 77040
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/15/2007FDIC Certificate 460060
Branches (50)
Page 1 of 8| Name | Address | City / State |
|---|---|---|
| Stellar Bank (Main) | 8727 W Sam Houston Pkwy N | Houston, TX |
| GREENWAY PLAZA | 9 Greenway Plz | Houston, TX |
| BROOKSHIRE BRANCH | 550 Fm 1489 Rd | Brookshire, TX |
| LOBBY 2 BRANCH | 14100 Fm 2100 Rd | Crosby, TX |
| CB-BUNA BRANCH | 296 State Highway 62 | Buna, TX |
| CB-KIRBYVILLE BRANCH | 918 S Margaret Ave | Kirbyville, TX |
| CB-JASPER BRANCH | 637 S Wheeler St | Jasper, TX |
| DELAWARE STREET BRANCH | 5999 Delaware St | Beaumont, TX |
Showing 7 of 50
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Wells Fargo Bank South Central, National Association
Houston, Texas
→
Assets: $3.66BΔ -65.5%
American First National Bank
Houston, Texas
→
Assets: $2.89BΔ -72.8%
Cornerstone Capital Bank, SSB
Houston, Texas
→
Assets: $2.26BΔ -78.7%
Golden Bank, National Association
Houston, Texas
→
Assets: $2.23BΔ -79.1%
Southwestern National Bank
Houston, Texas
→
Assets: $1.28BΔ -87.9%
Central Bank
Houston, Texas
→
Assets: $1.25BΔ -88.2%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 10/15/2007 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77040 |
| State and County Number | 48201 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Houston-The Woodlands-Sugar Land, TX |
Operational Info
| Number of Employees | 1,065 |
| Domestic Offices | 54 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/14/2025 |
| Date of Deposit Insurance | 10/15/2007 |
| Primary Insurance Agency | DIF |
| Website | www.stellar.bank |
| Data Updated | 01/30/2026 |
| CERT | 58629 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $10.79B |
| Total Deposits | $9.07B |
| Total Liabilities | $9.16B |
| Total Equity Capital | $1.64B |
| Net Income | $28.83M |
| Net Loans and Leases | $7.22B |
| Assets Per Employee ($Millions) | $10.04M |
| Bank Premises and Fixed Assets | $106.12M |
| Cash and Balances due from Depository Institutions | $413.44M |
| Deposits Held in Domestic Offices | $9.07B |
Key Performance Ratios
| Return on Assets (ROA) | 1.08% |
| Return on Equity (ROE) | 7.04% |
| Net Interest Margin | 4.32% |
| Efficiency Ratio | 58.92% |
| Tier 1 Risk-Based Capital Ratio | 13.826% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.19% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.166% |
| Earning Assets to total Assets | 90.2% |
Income and Expense
| Total Interest Income | $144.03M |
| Total Noninterest Income | $5.50M |
| Total Interest Expense | $39.86M |
| Total Noninterest Expense | $69.55M |
| Net Interest Income | $104.17M |
| Pre-tax Net Operating Income | $34.99M |
| Provision for Credit Losses | $5.13M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $7.49M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $82.40M |
| Total Liabilities and Capital | $10.79B |
Securities
| Securities | $2.20B |
| Available-for-sale debt securities | $2.20B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Stellar Bank?
$10.79B as of the latest filing.
How much are Stellar Bank's total deposits?
$9.07B in total deposits.
Where is Stellar Bank located?
Houston, TX.
What is the Net Interest Margin?
4.32%.
How many domestic offices does it operate?
54.
When was it established?
10/15/2007.
What is the Return on Assets (ROA)?
1.08%.
How much are total loans and leases?
$7.22B (latest filing).
What is the total interest income (latest filing)?
$144.03M.