Stellar Bank
Houston, TX
IDRSSD: 3579589
Total Assets
$10.63B
Latest filing
Total Deposits
$8.89B
Latest filing
Net Interest Margin
4.31%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Stellar Bank
8727 W Sam Houston Pkwy N
Houston, TX 77040
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/15/2007FDIC Certificate 460060
Branches (53)
Page 1 of 8| Name | Address | City / State |
|---|---|---|
| Stellar Bank (Main) | 8727 W Sam Houston Pkwy N | Houston, TX |
| GREENWAY PLAZA | 9 Greenway Plz | Houston, TX |
| BROOKSHIRE BRANCH | 550 Fm 1489 Rd | Brookshire, TX |
| LOBBY 2 BRANCH | 14100 Fm 2100 Rd | Crosby, TX |
| CB-BUNA BRANCH | 296 State Highway 62 | Buna, TX |
| CB-KIRBYVILLE BRANCH | 918 S Margaret Ave | Kirbyville, TX |
| CB-JASPER BRANCH | 637 S Wheeler St | Jasper, TX |
| GULF FREEWAY BRANCH | 7125 Gulf Fwy | Houston, TX |
Showing 7 of 53
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 10/15/2007 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77040 |
| State and County Number | 48201 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Houston-The Woodlands-Sugar Land, TX |
Operational Info
| Number of Employees | 1,062 |
| Domestic Offices | 54 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/14/2025 |
| Date of Deposit Insurance | 10/15/2007 |
| Primary Insurance Agency | DIF |
| Website | www.stellar.bank |
| Data Updated | 11/14/2025 |
| CERT | 58629 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $10.63B |
| Total Deposits | $8.89B |
| Total Liabilities | $8.99B |
| Total Equity Capital | $1.64B |
| Net Income | $28.35M |
| Net Loans and Leases | $7.09B |
| Assets Per Employee ($Millions) | $9.98M |
| Bank Premises and Fixed Assets | $107.80M |
| Cash and Balances due from Depository Institutions | $726.32M |
| Deposits Held in Domestic Offices | $8.89B |
Key Performance Ratios
| Return on Assets (ROA) | 1.07% |
| Return on Equity (ROE) | 6.98% |
| Net Interest Margin | 4.31% |
| Efficiency Ratio | 61.3% |
| Tier 1 Risk-Based Capital Ratio | 14.266% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.415% |
| Earning Assets to total Assets | 89.95% |
Income and Expense
| Total Interest Income | $145.40M |
| Total Noninterest Income | $4.97M |
| Total Interest Expense | $43.35M |
| Total Noninterest Expense | $71.16M |
| Net Interest Income | $102.05M |
| Pre-tax Net Operating Income | $35.56M |
| Provision for Credit Losses | $305.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $8.30M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $101.32M |
| Total Liabilities and Capital | $10.63B |
Securities
| Securities | $1.84B |
| Available-for-sale debt securities | $1.84B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Stellar Bank?
$10.63B as of the latest filing.
How much are Stellar Bank's total deposits?
$8.89B in total deposits.
Where is Stellar Bank located?
Houston, TX.
What is the Net Interest Margin?
4.31%.
How many domestic offices does it operate?
54.
When was it established?
10/15/2007.
What is the Return on Assets (ROA)?
1.07%.
How much are total loans and leases?
$7.09B (latest filing).
What is the total interest income (latest filing)?
$145.40M.