Falcon International Bank
Laredo, TX
IDRSSD: 564557
Total Assets
$2.18B
Latest filing
Total Deposits
$1.91B
Latest filing
Net Interest Margin
3.91%
Profitability
Key People
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Locations
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Main Office
Falcon International Bank
7718 Mcpherson Rd Bldg F
Laredo, TX 78045
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/10/1986FDIC Certificate 36119
Branches (19)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Falcon International Bank (Main) | 7718 Mcpherson Rd Bldg F | Laredo, TX |
| STONE OAK BRANCH | 19230 Stone Oak Pkwy | San Antonio, TX |
| DOWNTOWN BRANCH | 801 Matamoros St | Laredo, TX |
| EAST BRANCH | 204 Bob Bullock Loop | Laredo, TX |
| HILLSIDE BRANCH | 5219 Mcpherson Rd | Laredo, TX |
| CALLE DEL NORTE BRANCH | 6002 Mcpherson Rd | Laredo, TX |
| FIRST NATIONAL BANK EAGLE PASS BRANCH | 275 S Bibb Ave | Eagle Pass, TX |
| SAN DARIO BRANCH | 6625 San Dario Ave | Laredo, TX |
Showing 7 of 19
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/10/1986 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 78045 |
| State and County Number | 48479 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Laredo, TX |
Operational Info
| Number of Employees | 412 |
| Domestic Offices | 19 |
| Foreign Offices | 1 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 12/10/1986 |
| Primary Insurance Agency | DIF |
| Website | www.falconbank.com |
| Data Updated | 01/30/2026 |
| CERT | 26856 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.18B |
| Total Deposits | $1.91B |
| Total Liabilities | $1.92B |
| Total Equity Capital | $262.77M |
| Net Income | $8.40M |
| Net Loans and Leases | $1.40B |
| Assets Per Employee ($Millions) | $5.3M |
| Bank Premises and Fixed Assets | $50.54M |
| Cash and Balances due from Depository Institutions | $295.91M |
| Deposits Held in Domestic Offices | $1.91B |
Key Performance Ratios
| Return on Assets (ROA) | 1.55% |
| Return on Equity (ROE) | 12.99% |
| Net Interest Margin | 3.91% |
| Efficiency Ratio | 52.97% |
| Tier 1 Risk-Based Capital Ratio | 298,305% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.06% |
| Earning Assets to total Assets | 93.93% |
Income and Expense
| Total Interest Income | $29.35M |
| Total Noninterest Income | $4.01M |
| Total Interest Expense | $9.45M |
| Total Noninterest Expense | $12.67M |
| Net Interest Income | $19.90M |
| Pre-tax Net Operating Income | $10.48M |
| Provision for Credit Losses | $770.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.92M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $10.78M |
| Total Liabilities and Capital | $2.18B |
Securities
| Securities | $374.45M |
| Available-for-sale debt securities | $271.10M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $79.50M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Falcon International Bank?
$2.18B as of the latest filing.
How much are Falcon International Bank's total deposits?
$1.91B in total deposits.
Where is Falcon International Bank located?
Laredo, TX.
What is the Net Interest Margin?
3.91%.
How many domestic offices does it operate?
19.
When was it established?
12/10/1986.
What is the Return on Assets (ROA)?
1.55%.
How much are total loans and leases?
$1.40B (latest filing).
What is the total interest income (latest filing)?
$29.35M.