Lone Star Bank
Houston, TX
IDRSSD: 3448162
Total Assets
$181.28M
Latest filing
Total Deposits
$157.43M
Latest filing
Net Interest Margin
4.56%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Lone Star Bank
2600 S Gessner Rd
Houston, TX 77063
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/23/2006FDIC Certificate 446143
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Lone Star Bank (Main) | 2600 S Gessner Rd | Houston, TX |
| COPPERFIELD OFFICE BRANCH | 7630 Highway 6 N | Houston, TX |
| SEALY BRANCH | 307 Main St | Sealy, TX |
| COLUMBUS BRANCH | 1515 Fannin St Ste D | Columbus, TX |
Showing 3 of 3
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/23/2006 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77063 |
| State and County Number | 48201 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Houston-The Woodlands-Sugar Land, TX |
Operational Info
| Number of Employees | 27 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/23/2006 |
| Primary Insurance Agency | DIF |
| Website | www.lsbtexas.com |
| Data Updated | 11/14/2025 |
| CERT | 58324 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $181.28M |
| Total Deposits | $157.43M |
| Total Liabilities | $158.20M |
| Total Equity Capital | $23.08M |
| Net Income | $590.00k |
| Net Loans and Leases | $158.56M |
| Assets Per Employee ($Millions) | $6.71M |
| Bank Premises and Fixed Assets | $733.00k |
| Cash and Balances due from Depository Institutions | $20.19M |
| Deposits Held in Domestic Offices | $157.43M |
Key Performance Ratios
| Return on Assets (ROA) | 1.33% |
| Return on Equity (ROE) | 10.36% |
| Net Interest Margin | 4.56% |
| Efficiency Ratio | 60.74% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.731% |
| Earning Assets to total Assets | 98.16% |
Income and Expense
| Total Interest Income | $3.28M |
| Total Noninterest Income | $48.00k |
| Total Interest Expense | $1.29M |
| Total Noninterest Expense | $1.23M |
| Net Interest Income | $1.98M |
| Pre-tax Net Operating Income | $747.00k |
| Provision for Credit Losses | $50.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $773.00k |
| Total Liabilities and Capital | $181.28M |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Lone Star Bank?
$181.28M as of the latest filing.
How much are Lone Star Bank's total deposits?
$157.43M in total deposits.
Where is Lone Star Bank located?
Houston, TX.
What is the Net Interest Margin?
4.56%.
How many domestic offices does it operate?
4.
When was it established?
08/23/2006.
What is the Return on Assets (ROA)?
1.33%.
How much are total loans and leases?
$158.56M (latest filing).
What is the total interest income (latest filing)?
$3.28M.