Southwestern National Bank

Houston, TX
IDRSSD: 2625724
Total Assets
$1.28B
Latest filing
Total Deposits
$1.13B
Latest filing
Net Interest Margin
3.87%
Profitability

Locations

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Main Office
Southwestern National Bank
6901 Corporate Dr
Houston, TX 77036
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/03/1997FDIC Certificate 57078

Branches (8)

Page 1 of 2
NameAddressCity / State
Southwestern National Bank (Main)6901 Corporate DrHouston, TX
SUGAR LAND BRANCH3508 Highway 6Sugar Land, TX
PLANO BRANCH2304 Coit RdPlano, TX
AUSTIN BRANCH11220 N Lamar BlvdAustin, TX
DALLAS REGIONAL OFFICE500 N Central ExpyRichardson, TX
ANAHEIM BRANCH2951 W Ball Rd Unit 100Anaheim, CA
SAN MATEO BRANCH1528 S El Camino RealSan Mateo, CA
WILSHIRE BRANCH3530 Wilshire Boulevard, Suite #1520Los Angeles, CA
Showing 7 of 8

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date11/03/1997
Community BankYes
Ownership TypeNot Mutual
ZIP77036
State and County Number48201
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number11
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameHouston-The Woodlands-Sugar Land, TX

Operational Info

Number of Employees143
Domestic Offices9
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance11/03/1997
Primary Insurance AgencyDIF
Websitehttp://www.swnbk.com
Data Updated11/14/2025
CERT34319
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.28B
Total Deposits$1.13B
Total Liabilities$1.14B
Total Equity Capital$148.11M
Net Income$4.31M
Net Loans and Leases$1.10B
Assets Per Employee ($Millions)$8.74M
Bank Premises and Fixed Assets$6.69M
Cash and Balances due from Depository Institutions$99.23M
Deposits Held in Domestic Offices$1.13B

Key Performance Ratios

Return on Assets (ROA)1.33%
Return on Equity (ROE)11.84%
Net Interest Margin3.87%
Efficiency Ratio61.63%
Tier 1 Risk-Based Capital Ratio13.563%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.04%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.528%
Earning Assets to total Assets95.32%

Income and Expense

Total Interest Income$21.51M
Total Noninterest Income$1.91M
Total Interest Expense$9.66M
Total Noninterest Expense$8.47M
Net Interest Income$11.84M
Pre-tax Net Operating Income$5.42M
Provision for Credit Losses$-138,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$50.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$8.24M
Total Liabilities and Capital$1.28B

Securities

Securities$47.49M
Available-for-sale debt securities$47.49M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Southwestern National Bank?
$1.28B as of the latest filing.
How much are Southwestern National Bank's total deposits?
$1.13B in total deposits.
Where is Southwestern National Bank located?
Houston, TX.
What is the Net Interest Margin?
3.87%.
How many domestic offices does it operate?
9.
When was it established?
11/03/1997.
What is the Return on Assets (ROA)?
1.33%.
How much are total loans and leases?
$1.10B (latest filing).
What is the total interest income (latest filing)?
$21.51M.