Texas Community Bank
Laredo, TX
IDRSSD: 528960
Total Assets
$2.20B
Latest filing
Total Deposits
$1.92B
Latest filing
Net Interest Margin
4.35%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
114011011LAREDO, TX114924810SOMERSET, TX
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Texas Community Bank
6721 Mcpherson Rd
Laredo, TX 78041
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/20/1983FDIC Certificate 17065
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Texas Community Bank (Main) | 6721 Mcpherson Rd | Laredo, TX |
| S.A. 410 LOOP BRANCH | 85 Ne Loop 410 | San Antonio, TX |
| SOMERSET BRANCH | 19401 Somerset Rd | Somerset, TX |
| MCALLEN NOLANA BRANCH | 1128 E Nolana Ave | Mcallen, TX |
| BROWNSVILLE BOCA CHICA BRANCH | 3505 Boca Chica Blvd | Brownsville, TX |
| TEXAS COMMUNITY BANK-LAS CAMPANAS BRANCH | 1826 N Loop 1604 W | San Antonio, TX |
| PECAN STREET BRANCH | 401 Pecan St | Del Rio, TX |
| DEL RIO - VETERAN'S BLVD BRANCH | 2411 Veterans Blvd | Del Rio, TX |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 06/20/1983 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 78041 |
| State and County Number | 48479 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Laredo, TX |
Operational Info
| Number of Employees | 231 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/20/1983 |
| Primary Insurance Agency | DIF |
| Website | www.tx-communitybank.com |
| Data Updated | 01/30/2026 |
| CERT | 24563 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.20B |
| Total Deposits | $1.92B |
| Total Liabilities | $1.93B |
| Total Equity Capital | $270.02M |
| Net Income | $12.97M |
| Net Loans and Leases | $1.10B |
| Assets Per Employee ($Millions) | $9.63M |
| Bank Premises and Fixed Assets | $40.23M |
| Cash and Balances due from Depository Institutions | $416.47M |
| Deposits Held in Domestic Offices | $1.92B |
Key Performance Ratios
| Return on Assets (ROA) | 2.38% |
| Return on Equity (ROE) | 18.3% |
| Net Interest Margin | 4.35% |
| Efficiency Ratio | 40.5% |
| Tier 1 Risk-Based Capital Ratio | 24.045% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.248% |
| Earning Assets to total Assets | 95.06% |
Income and Expense
| Total Interest Income | $30.39M |
| Total Noninterest Income | $5.74M |
| Total Interest Expense | $7.70M |
| Total Noninterest Expense | $11.51M |
| Net Interest Income | $22.69M |
| Pre-tax Net Operating Income | $16.46M |
| Provision for Credit Losses | $450.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $10.26M |
| Total Liabilities and Capital | $2.20B |
Securities
| Securities | $625.80M |
| Available-for-sale debt securities | $622.98M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Texas Community Bank?
$2.20B as of the latest filing.
How much are Texas Community Bank's total deposits?
$1.92B in total deposits.
Where is Texas Community Bank located?
Laredo, TX.
What is the Net Interest Margin?
4.35%.
How many domestic offices does it operate?
11.
When was it established?
06/20/1983.
What is the Return on Assets (ROA)?
2.38%.
How much are total loans and leases?
$1.10B (latest filing).
What is the total interest income (latest filing)?
$30.39M.