Murphy Bank
Fresno, CA
IDRSSD: 855563
Total Assets
$360.84M
Latest filing
Total Deposits
$296.49M
Latest filing
Net Interest Margin
4.96%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Murphy Bank
5180 N Palm Ave
Fresno, CA 93704
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/01/1984FDIC Certificate 17599
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Murphy Bank (Main) | 5180 N Palm Ave | Fresno, CA |
| MURPHY BANK SAN LUIS OBISPO BRANCH | 892 Aerovista Pl | San Luis Obispo, CA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/01/1984 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 93704 |
| State and County Number | 06019 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Fresno, CA |
Operational Info
| Number of Employees | 36 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/29/1984 |
| Primary Insurance Agency | DIF |
| Website | www.murphybank.com |
| Data Updated | 11/14/2025 |
| CERT | 25726 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $360.84M |
| Total Deposits | $296.49M |
| Total Liabilities | $307.81M |
| Total Equity Capital | $53.02M |
| Net Income | $2.08M |
| Net Loans and Leases | $302.74M |
| Assets Per Employee ($Millions) | $10.02M |
| Bank Premises and Fixed Assets | $3.72M |
| Cash and Balances due from Depository Institutions | $38.42M |
| Deposits Held in Domestic Offices | $296.49M |
Key Performance Ratios
| Return on Assets (ROA) | 2.31% |
| Return on Equity (ROE) | 15.83% |
| Net Interest Margin | 4.96% |
| Efficiency Ratio | 47.62% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.17% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.694% |
| Earning Assets to total Assets | 94.31% |
Income and Expense
| Total Interest Income | $7.00M |
| Total Noninterest Income | $200.00k |
| Total Interest Expense | $2.79M |
| Total Noninterest Expense | $2.10M |
| Net Interest Income | $4.21M |
| Pre-tax Net Operating Income | $2.15M |
| Provision for Credit Losses | $157.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $7.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.33M |
| Total Liabilities and Capital | $360.84M |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Murphy Bank?
$360.84M as of the latest filing.
How much are Murphy Bank's total deposits?
$296.49M in total deposits.
Where is Murphy Bank located?
Fresno, CA.
What is the Net Interest Margin?
4.96%.
How many domestic offices does it operate?
2.
When was it established?
02/01/1984.
What is the Return on Assets (ROA)?
2.31%.
How much are total loans and leases?
$302.74M (latest filing).
What is the total interest income (latest filing)?
$7.00M.